Certificate and IRA Rates
Rates accurate as of November 7, 2009
Choose from one of the following rates:
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Introducing a Flexible CD that gives you options! Click here for more information.
Certificates of Deposit (CDs) and
Individual Retirement Account CDs
| Term (Period of Investment) | Minimum Balance | Dividend Rate | APY* |
| 3 Month (90D to 3M) | $500.00 | 0.648% | 0.65% |
| 6 Month (180D to 6M) | $500.00 | 0.995% | 1.00% |
| 12 Month (365D to 12M) | $500.00 | 1.193% | 1.20% |
| 24 Month (730D to 24M) | $500.00 | 1.785% | 1.80% |
| 36 Month (1095D to 36M) | $500.00 | 2.080% | 2.10% |
| 48 Month (1460D to 48M) | $500.00 | 2.472% | 2.50% |
| 60 Month (1825D to 60M) | $500.00 | 2.960% | 3.00% |
| Flexible CD** 60 Month (1825D to 60M) | $5,000.00 | 2.862% | 2.90% |
*Annual Percentage Yield. Rates are subject to change without notice. Interest is computed daily and paid monthly. Penalties apply for early withdrawal. Annual Percentage Yield is based on minimum account balance of $500.00. Upon maturity, certificates may be renewed automatically for the same term and at the current rate.
**No penalties, fees or loss of interest to transfer funds one time to a different Westerra Certificate of Deposit (minimum 12 month term) at any time prior to maturity.
Your savings federally insured up to $250,000 by the National Credit Union Administration and backed by the full faith and credit of the United States Government. IRAs insured separately to $250,000.
