Savings Rates
Rates accurate as of May 13, 2008
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Savings Accounts
| Account Type | Dividend Rate | APY* | |
| Regular Savings | 0.150% | 0.15% | |
| Holiday Club | 0.150% | 0.15% | |
| IRA Savings | 0.150% | 0.15% | |
| Checking**(Daily Balance) | $0 - $2,499.99 | 0.00% | 0.00% |
| Interest Checking**(Daily Balance) | $2,500.00- + | 0.150% | 0.15% |
| Preferred Checking**(Daily Balance) | $100,000 or more | 1.834% | 1.85% |
| $50,000 - $99,999.99 | 1.687% | 1.70% | |
| $25,000 - $49,999.99 | 1.391% | 1.40% | |
| $10,000 - $24,999.99 | 1.094% | 1.10% | |
| $0 - $9,999.99 | 0.150% | 0.15% | |
|
Money Market***(Daily Balance) |
$100,000 and over | 1.982% | 2.00% |
| $50,000 - $99,999.99 | 1.391% | 1.40% | |
| $25,000 - $49,999.99 | 1.292% | 1.30% | |
| $2,500 - $24,999.99 | 1.094% |
1.10% |
|
|
Preferred Money Market Account****(Daily Balance) |
$100,000 or more | 2.960% | 3.00% |
| $50,000 - $99,999.99 | 2.716% | 2.75% | |
| $25,000 - $49,999.99 | 2.521% | 2.55% | |
| $10,000 - $24,999.99 | 1.982% | 2.00% | |
| $0 - $9,999.99 | 0.150% | 0.15% |
Earn 5 basis points higher APY on a Preferred Money Market Account if you use Westerra's Interest or Preferred Checking.
*Annual Percentage Yield. **Dividends are computed using the daily balance method and are paid monthly. ***$2,500 minimum balance to open, maintain, and earn dividend. Minimum withdrawal is $250. APY is based on minimum account balance of $2,500. Any fees may reduce earnings. ****$10,000 minimum balance to open, maintain, and earn dividend. If you do not have a Westerra Preferred Checking or Interest Checking Account and your Preferred Money Market Account balance falls below $10,000, a $10 monthly fee will be assessed. If you have either of these Westerra checking accounts, the APY is 5 basis points higher than the above rates. APY is based on a minimum account balance of $10,000. Any fees may reduce earnings. Rates subject to change without notice. You are allowed up to six transactions (transfers, withdrawals or checks) per month, of which no more than three may be checks.
Your savings federally insured to at least $100,000 by the National Credit Union Administration and backed by the full faith and credit of the United States Government.
