Savings Rates
Rates accurate as of September 2, 2010
Choose from one of the following rates:
› Real Estate/Mortgage Rates
› Loan Rates
› Savings Rates
› Certificate & IRA Rates
Request More Information on CDs or Money Market Accounts
Savings Accounts
| Account Type | Dividend Rate | APY* | |
| Regular Savings | $100 or more+ | 0.050% | 0.05% |
| Holiday Club | 0.050% | 0.05% | |
| IRA Savings | 0.050% | 0.05% | |
| Checking**(Daily Balance) | $0 - $2,499.99 | 0.00% | 0.00% |
| Preferred Checking**(Daily Balance) | $100,000 or more | 0.349% | 0.35% |
| $50,000 - $99,999.99 | 0.300% | 0.30% | |
| $25,000 - $49,999.99 | 0.250% | 0.25% | |
| $10,000 - $24,999.99 | 0.200% | 0.20% | |
| $0 - $9,999.99 | 0.100% | 0.10% | |
|
Money Market***(Daily Balance) |
$100,000 and over | 0.349% | 0.35% |
| $50,000 - $99,999.99 | 0.300% | 0.30% | |
| $25,000 - $49,999.99 | 0.250% | 0.25% | |
| $1,000 - $24,999.99 | 0.200% |
0.20% |
|
|
Preferred Money Market Account****(Daily Balance) Earn 5 basis points higher APY on a Preferred Money Market Account if you use Westerra's Interest or Preferred Checking. |
|||
| $100,000 or more | 0.698% | 0.70% | |
| $50,000 - $99,999.99 | 0.598% | 0.60% | |
| $25,000 - $49,999.99 | 0.499% | 0.50% | |
| $10,000 - $24,999.99 | 0.349% | 0.35% | |
| $0 - $9,999.99 | 0.100% | 0.10% |
Earn 5 basis points higher APY on a Preferred Money Market Account if you use Westerra's Interest or Preferred Checking.
*Annual Percentage Yield. +No minimum amount required to earn dividends on minor accounts. **Dividends are computed using the daily balance method and are paid monthly. ***$1,000 minimum balance to open, maintain, and earn dividend. APY is based on minimum account balance of $1,000. Any fees may reduce earnings. ****$10,000 minimum balance to open, maintain, and earn dividend. If you have a Westerra Preferred Checking account, the Preferred Money Market Account APY is 5 basis points higher than the above rates. APY is based on a minimum account balance of $10,000. Any fees may reduce earnings. Rates subject to change without notice. You are allowed up to six withdrawals (transfers, cash or checks) per month.
Your savings federally insured up to $250,000 by the National Credit Union Administration and backed by the full faith and credit of the United States Government.
.png "Fraud Alerts"){kind=small}
