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Westerra Credit Union

8 Days Until 25 Cruise Drawings!

You could win a 4-Day Carnival cruise for two from Los Angeles to Ensenada, Mexico and Catalina Island! Gain an entry to win one of 25 cruises on April 25--and get $52.80--when you open these accounts or refer a friend! **** Bring your accounts to Westerra and you can save a significant amount of money every year--an average of $491 per member annually!*

Auto loans made easy - Save $346 annually*
-Purchase or refinance your car from another lender, $10,000 or more, and get $52.80**

-Rates as low as 2.24% APR**
-Apply online, at any branch or by phone at 303-321-4209

Checking without fees - Save $261 annually*
Open a new checking account with a VISA debit card - you'll get $52.80 after you make debit card purchases totaling at least $52.80!***
- Free Visa debit card and free checks
   New debit card designs!
 - No monthly fees or minimum balance
 - 1000 free ATMs in Colorado 
 - 200 Colorado Service Center locations
 - Learn more about Westerra Checking options

Credit cards with no hidden fees - Save $226 annually*
Transfer a balance to a VISA® credit card and get $52.80**
 - No balance transfer fee, no annual fee, no escalating rates
 - 5.9% APR on balances transferred for the first six months*
 - Just 9.9% APR on all new purchases—and reward points on Platinum cards
 - Just 13.9% APR on all new purchases on Classic cards
Learn more about low rates and fees
Apply for a Westerra Credit Card now

Refer your friends and family - and you get $52.80, too****
Take a look at how much you can earn when you spread the word about the great value of Westerra membership! 
 - Plus, you are introducing friends and family to use a local financial institution that they own. 
 - Profits are returned to members through lower fees and fair rates.  
 - Everyone in the Denver metro area can join!

You Could Win a Cruise!++
To thank you for choosing Westerra - and referring your friends and family - you could win a 4-Day Carnival cruise for two from Los Angeles to Ensenada, Mexico and Catalina Island. A drawing for 25 cruises will take place on April 25--and drawings are held every Wednesday through May 28, 2014, for a cruise. Gain a drawing entry for each service you sign up for and each new member you refer. Your name is then reentered every week, so open your accounts now to be eligible for more drawings! Click here for weekly drawing winners!

Tell your friends and family to mention your name when they open these accounts.  New members can receive $52.80 for each of these accounts when they qualify. Referring members get $52.80 one time no matter how many of these accounts the new member opens.  If a new member under age 18 opens a share account, the referring member gets $52.80, not the minor.  No incentives are paid when adults open a share account.

Why $52.80?
Westerra was formed in Denver (elevation 5,280 feet) in 1934—we invest in Colorado through loans to members for autos, homes, education and other family needs.

Learn more about Westerra
Go to main page.

*Annual savings compared to Colorado banking institutions.**Credit qualification required. APR = Annual Percentage Rate.  Limit of one $52.80 credit card bonus during calendar year.  ***Offer valid for new checking accounts with debit card purchases you sign for totaling at least $52.80. +Receive one $52.80 bonus for each new member you refer who qualifies and receives their $52.80 bonus(es). After, qualifying, stop by any branch or call 303-321-4209 to obtain $52.80. Bonuses are paid within 7 days after request and verification. Bonuses will be reported to IRS as income as required by law. Deposit of $5 in savings account required. $5 membership fee waived. ++ Need not be present to win. No purchase necessary. Drawings for 25 cruises will be held on April 25, 2014, for qualified accounts as of April 24, 2014. Weekly Wednesday drawings held through May 28, 2014. All cruises area 4-day Carnival cruise from Los Angeles to Ensenada Mexico and Catalina. Port fees apply. These offers may be combined, but may not be combined with other offers. Limited time offer.