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Westerra Credit Union

A Message to Westerra Members

Top 5-Star Rating for Financial Strength

Westerra continues to be awarded the top “5-Star” rating for safety and soundness by Bauer Financial, Inc., an industry expert reporting on the performance of U.S. banks and credit unions since 1983. This means Westerra is among the country’s top financial institutions based on factors including capital, profitability, regulatory compliance and asset quality.

Colorado's credit unions deserve to keep their non-profit status
The Denver Post featured an article by C. Alan Peppers, President/CEO of Westerra Credit Union. Read the full article.

Low Fees and Great Service
You'll Love Westerra!

Since 1934, Westerra has been providing Coloradans with loans and saving accounts at fair and reasonable rates. I'd like you to know that Westerra Credit Union is different from banks.  When you open an account, you are not just a customer, you become a member and an owner of a not-for-profit financial cooperative with a mission of helping people achieve their financial goals.

Members tell us that they love using a financial institution they own. Banks are owned by shareholders and managed to produce a profit. Credit unions are owned by members. Earnings are returned to our members/owners through better rates on deposits, lower rates on loans, and reduced fees. In fact, Westerra’s direct savings to members is $491 per member every year. Those savings stay in Colorado with our members rather than going to bank stockholders.

At Westerra, we work very hard to keep our fees low and to provide you great service. Many new members tell us they opened their account at Westerra to take advantage of our low fees—and then were amazed by our great service. They tell us they love their credit union! Providing a top-notch service experience is very important to us.

One more important fact you should know about Westerra is our track record for safety and soundness. I am proud to report that Westerra is among the top 10% of credit unions nationwide to be recognized with the “Sustained Superiority Award” for capital adequacy, profitability, and asset quality. Since 1992, Westerra has earned the highest 5-Star financial ratings by Bauer Financial. Plus, your funds are federally insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. government.

If you have not yet opened an account, I would like to personally invite you to do so and experience the benefits of Westerra membership. I am confident that you will be glad you did. If you are already a member, thank you for choosing Westerra!

If you have any questions, feel free to contact me at


C. Alan Peppers