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Westerra Credit Union

Become a Member

Everyone in the 7-county Denver metro area can join.  The average member saves $491 every year--find out how much you can save by using Westerra.*  It's easy to open your account - simply stop by one of our branch locations to complete the membership application and make your first deposit. 

Why More Coloradans are Choosing Westerra

1. Low Fee Leader in Colorado
Westerra has built a reputation for having fewer and lower fees than other financial institutions in metro Denver.

2. Westerra Gives Back More
Westerra gives back more to members through lower rates on loans, higher dividends on savings and low-cost financial services.

3. Top 5-Star Rating for Financial Strength
Driven by our strong capital position, Westerra has earned the highest financial rating every quarter consecutively since 1992 by Bauer Financial, Inc.

4. Voted Best of the Best by Consumers
Westerra was voted “Best of the Best 2015” by readers of Colorado Community Media newspapers.  Read what members say about their service experience.

5. Locally-Owned by Our Members
As a not-for-profit cooperative, Westerra is owned by all who have accounts at the credit union.  Deposits are invested in members through loans for cars, homes, education and other needs, keeping funds working locally in our community.

6. Credit Unions Work Together By Sharing Branches and ATMs
We believe more can be accomplished by working together. You can access your Westerra accounts at 200 shared Credit Union Service Centers in Colorado (5,000 nationwide) and 1,000 Free ATMs in Colorado (30,000 nationwide).

Learn more about Westerra Credit Union

If you have questions, or would like us to contact you to initiate the process to join, please email us at or call us at 303-321-4209. 

If you would like to join by mail, please follow these easy steps:

 - Print, complete and sign the membership application.
 - Please make a clear copy of your driver's license.
 - Make a minimum deposit of $10.00.** Please do not mail cash. 
 - Mail your application, driver's license copy and minimum deposit to the address below.
 - You will be notified within 24 hours of receipt of your membership application materials.
                         Westerra Credit Union
                         C/O E-Business Department
                         P.O. Box 9408 Denver, CO 80209-0408

Important Information About Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.  When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents.

*Compared to Colorado banking institutions.  View the full report.  **$10 deposit consists of a $5.00 minimum balance requirement and a one-time $5.00 membership fee. For a savings account only, a minimum deposit of $100 is required. Application subject to approval.