Visa Credit Cards

Choose The Card That's Right For You:

Business Visa® Rewards Credit Card – Amazing Benefits. Low Rate. No Annual Fee.

We’ve combined a great rate, no annual fee and amazing benefits to bring you a premier business rewards credit card.  With a Westerra Visa Rewards credit card, you can easily separate and track your personal and business expenses. Benefits include:

  • Earn unlimited 2 reward points for every $1 you spend on purchases.
  • Enjoy a one-time bonus of 25,000 reward points when you make purchases of $5,000 or more within the first 3 months!
  • Introductory balance transfer rate of 4.99% fixed rate APR for 12 months* with no balance transfer fee for balances transferred from other financial institutions!  Thereafter, and on all new purchases the variable rate is currently 12.90% - 21.00% APR based on your business credit qualification.+
  • No annual fee and no balance transfer fee!
  • Minimum payment 2% of balance or $25, whichever is greater.
  • CardNav App for added security.
  • Westerra Rewards to redeem points for cash back, travel, merchandise or gift certificates.
  • Credit lines available from $500 - $25,000.
  • Easily make payments through Online Business Banking.

Apply for a Westerra credit card at any Westerra branch or call 303-321-4209

Business Visa® Credit Card – Lowest of Low Rates. No Annual Fee.

  • An introductory balance transfer rate of 2.99% fixed APR for 12 months* with no balance transfer fee for balances transferred from other financial institutions!  Thereafter, and on all new purchases the variable rate is currently 10.90% - 21.00% APR based on your business credit qualification.+
  • No annual fee and no balance transfer fee!
  • Minimum payment is 2% of balance or $25, whichever is greater.
  • CardNav App for added security.
  • Credit lines available from $500 - $25,000.
  • Easily make payment through Online Business Banking.

Apply for a Westerra credit card at any Westerra branch or call 303-321-4209

Business Visa Rewards and Business Visa Credit Card Rates & Terms 
Learn More About Westerra Rewards

Get an Extra Layer of Security When You Shop Online!

In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by VISA, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.

Click here to register your Westerra VISA Debit Card
Click here to register your Westerra VISA Credit Card

Some websites may require you to register your card with Verified by VISA prior to making a purchase. When they ask, rest assured that this is another layer of security designed for your protection.

Find out more about how Westerra can help you and your business. Fill out the Business Services Request Form or call us at 303-321-4209.

*APR=Annual Percentage Rate. Introductory balance transfer rate is valid for 12 billing cycles from account origination on balances transferred to a Business Visa Rewards or Business Visa card from other financial institutions. +Your APR is the Prime Rate plus a margin of 5.65% - 16.65% for the Business Visa or 7.65% - 18.65% for the Business Visa Rewards based on your business credit qualification. APRs will vary with the market based on the Prime Rate. Published APR is effective as of 11/6/2018. Foreign Transaction Fees are 1.00% of the US dollar amount of the foreign transaction for foreign currency conversions, 0.80% of the US dollar amount of the foreign transaction for International Service Fee (ISA). Cash Advance Fee 2%. Please refer to your Guide to Benefits for further details.

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