*APR = Annual Percentage Rate. Credit qualification required. See credit card rates and terms. 3,500 bonus points valid for purchases made on new Westerra Platinum credit card accounts between November 1, 2013 and January 31, 2014. Bonus points will be awarded within 60 days after the end of the promotion period. $52.80 bonus will be awarded after transferring a balance of $500 or more from another financial institution or after making transactions totaling more than $500 on a new Westerra credit card (limit of one $52.80 bonus during calendar year). Stop by any branch or call 303-321-4209 to obtain $52.80 bonus. Bonus will be reported to IRS as required by law. Foreign transaction fees apply. $226 annual savings compared to banking institutions. See details at westerracu.com/value. Federally insured by NCUA.