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Westerra Visa Rewards Debit Card

Get Bonus Points for every gift, even socks

’Tis the season for more rewards. Rack up Bonus Points on everything from thoughtful gifts to gas and groceries.

Earn 10,000 Bonus Points when you use your rewards card at least 25 times. Plus 3X Bonus Points on gas and groceries from Nov. 1 until Dec. 31.*

10,000 Bonus Points

When you use your card 25 times or more.

3X Bonus Points

On gas and grocery purchases

100s of items

to redeem points on

Less math. More rewards.

3x the Bonus Points on your rewards card. November 1 – December 31, 2023

Everyday Points Earned vs. Promotional 3X Rewards


Everyday Points Earned

Promotional 3X Rewards

Consumer and Business Visa Debit

1 point/$3 in spend

3 points/$3 in spend

Visa Platinum Credit Card

1 point/$1 in spend

3 points/$1 in spend

Visa Signature Credit Card

1.25 points/$1 in spend

3.75 points/$1 in spend

Visa Business Rewards

2 points/$1 in spend

6 points/$1 in spend

*PIN-based transactions do not qualify


Redeem rewards points for cash, gift cards, travel, gas and more.

First time using rewards? Register here using your name as it appears on your Westerra account and the last six digits of either your Westerra Signature or Business Rewards credit or debit card. 

Points are only as good as how you use them. Learn how to maximize your points to get exactly what you want this holiday season.

Cards With Benefits

Set Custom Alerts

We’ll let you know when you’ve reached a savings goal, or a low balance heads-up. 
Contact us to learn more.

Send notifications of transactions through the CardNav app

You can even turn your card off and on with just a tap. Visit our FAQs page to know more. Adding your Westerra card to your digital wallet is easy. Set up Apple PayTM, GooglePayTM, or Samsung Pay®

Going on vacation?
Lucky you.

Message us through Digital Banking or give us a call at 303-321-4209 and we’ll help you avoid any potential fraud alert service interruption.

Debit card users

The Westerra app makes it easy to keep an eye on your spending. We’ve got 30,000 free ATMs nationwide. Did we mention free? Find the nearest one.

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Everyday Money (and earning)

Our Spend Accounts help you spend and earn with a Westerra Visa® debit card that offers a selection of rewards for you to choose, and is a Bank On Certified account by the national Cities for Financial Empowerment Fund, which ensures low cost, high functionality & consumer safety.

Black Visa card illustration on red background with white stripes

Give your wallet some credit

Pay for daily transactions and bills with a credit card — then pay it off each month. That way, you can earn reward points for cash back and more. It's secure and helps you build that all-important credit score.

Boy rides a skateboard while wearing a toy rocket pack on his back.

Ready to join the Westerra Credit Union community?

Open a credit union account in 4 minutes and 59 seconds (we timed it).

How to Apply for a Membership

Effective Date: This disclosure is in effect from November 1, 2023 through December, 31 2023. Please contact 1-303-321-4209 with any questions.Westerra Reward Points Offer: Earn 3X the rewards for Fuel and Grocery purchases during the above mentioned date range. Points are tracked for this campaign through qualifying Merchant Category Codes associated with fuel and grocery purchases. Bonus Point Offer: Earn 10,000 reward points when you use your Westerra Credit Union debit or credit card 25 times or more during November 1, 2023 through December, 31 2023. Reward points will be added to your account within 45-60 days after the promotional period. To be eligible for Points, account must be in good standing at the time of fulfillment. Points will expire after 3 years after date of issuance. PIN-based transactions do not qualify.Purchases are defined as any transaction paid with a card or card credentials to a merchant by a card holder for goods or services either by Point of Sale (POS) or online (CNP). Some exclusions may apply.Reward Programs are services provided by Westerra Credit Union and managed by AmpliFi Loyalty Solutions, LLC and are subject to change. You must have an Internet-enabled device and Internet access to access the program website. Message and data charges may apply. Westerra Credit Union is not responsible for products or services offered by other companies. The value of the rewards may be taxable to you. Please consult with your tax advisor concerning tax implications.Visa is a registered trademark of Visa International Service Association.