Earn 10,000 Bonus Points when you use your rewards card at least 25 times. Plus 3X Bonus Points on gas and groceries from Nov. 1 until Dec. 31.*
When you use your card 25 times or more.
On gas and grocery purchases
to redeem points on
Less math. More rewards.
3x the Bonus Points on your rewards card. November 1 – December 31, 2023
Everyday Points Earned
Promotional 3X Rewards
Consumer and Business Visa Debit
1 point/$3 in spend
3 points/$3 in spend
Visa Platinum Credit Card
1 point/$1 in spend
3 points/$1 in spend
Visa Signature Credit Card
1.25 points/$1 in spend
3.75 points/$1 in spend
Visa Business Rewards
2 points/$1 in spend
6 points/$1 in spend
Redeem rewards points for cash, gift cards, travel, gas and more.
First time using rewards? Register here using your name as it appears on your Westerra account and the last six digits of either your Westerra Signature or Business Rewards credit or debit card.
Points are only as good as how you use them. Learn how to maximize your points to get exactly what you want this holiday season.
Cards With Benefits
Set Custom Alerts
We’ll let you know when you’ve reached a savings goal, or a low balance heads-up. Contact us to learn more.
Everyday Money (and earning)
Our Spend Accounts help you spend and earn with a Westerra Visa® debit card that offers a selection of rewards for you to choose, and is a Bank On Certified account by the national Cities for Financial Empowerment Fund, which ensures low cost, high functionality & consumer safety.
Give your wallet some credit
Pay for daily transactions and bills with a credit card — then pay it off each month. That way, you can earn reward points for cash back and more. It's secure and helps you build that all-important credit score.