Transfer Your Balance To A Lower Rate Card
Without A Balance Transfer Fee!
Choose the card that’s right for you:
Visa® Select - Lowest of the Low Rates. No Annual Fee.
- The introductory balance transfer rate is 1.90% fixed APR for 12 months.* Thereafter and on all new purchases the variable rate is currently 9.40% APR - 20.40% APR based on your credit qualification.+
Visa Signature® - Amazing Rewards. Low Rate. No Annual Fee.
- The introductory balance transfer rate is 3.90% fixed APR for 12 months.* Thereafter and on all new purchases the variable rate is currently 11.40% APR - 21.00% APR based on your credit qualification.+
- Earn unlimited 1.25 Reward points for every dollar you spend on purchases. Plus, earn a one-time bonus of 25,000 reward points when you spend $3,000 or more within the first three months. Enjoy exclusive Visa Signature® benefits.
Apply online for a new card or call us today to transfer your balance to an existing Westerra card.
*APR=Annual Percentage Rate. Introductory balance transfer rate is valid for 12 billing cycles from account origination on balances transferred to a Visa Signature or Visa Select card from other financial institutions. +Your APR is the Prime Rate plus a margin of 4.65% - 15.65% for the Visa Select or 6.65% - 17.65 % for the Visa Signature based on your credit qualification. APRs will vary with the market based on the Prime Rate. Published APR is effective as of 4/2/2018. Foreign Transaction Fees are 1.00% of the US dollar amount of the foreign transaction for foreign currency conversions, 0.80% of the US dollar amount of the foreign transaction for International Service Fee (ISA). Cash Advance Fee 2%.