Right Mortgage. Right Here.

HomeLoansHome LoansRight Mortgage. Right Here.

Whether you are just starting out, moving up or downsizing—or if your financial circumstances call for nontraditional solutions—Westerra Credit Union has a mortgage product to fit your needs!

  • Purchase A Home – Our mortgage products offer 3% down payment programs on loans up to $850,000 – or borrow up to $2 million with more down payment.*
  • Refinance Your Home – Give us a call to see if we can lower your rate, term, or both – and save you money. Even if you closed your current loan within the last year, you may be able to lower your rate.
  • Get Cash-Out and Refinance – With low rates and rising home values, it is a great time to consider putting your equity to work to achieve the things most important in your life right now. With a cash-out refinance, you gain access to your equity and you might lower your rate, too!

Other Westerra Mortgage Advantages:

  • Full service lender – helping more Coloradans achieve the dream of homeownership.
  • Competitive rates to save you money.
  • No origination fee - just low underwriting and processing fees paid at closing.
  • FULL credit approval – not just a prequalification, so you are ready to make a winning offer.
  • No prepayment penalty.
  • Make your payments to Westerra.
  • Flexible payment options - monthly, semi-monthly or bi-weekly schedule.

We’ll listen and advise you so that you get the right loan personalized to fit your needs. Call 303-321-4209 to schedule an appointment, request a mortgage checkup, or start your application today.

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Colorado C logo Westerra is a local not-for-profit cooperative that keeps your funds working here in our community.

*Subject to credit approval. Equal Housing Opportunity.