Terms and Conditions (Please read before submission)

For and in consideration of the receipt of a $5 Gift Card, I hereby authorize Westerra Credit Union to use within any and all Westerra Credit Union publications, including website entries, in perpetuity, without notifying me, my name, likeness, photograph, and all or part of the quotation that I have submitted in conjunction with this promotion. I waive the right to inspect or approve the finished product, including written or electronic copy, wherein my name, likeness, photograph or quotation appears.

I hereby hold harmless, release and forever discharge Westerra Credit Union from all claims, demands, and causes of action which I, my heirs, representatives, executors, administrators, or any other person acting on my behalf or on behalf of my estate have or may have by reason of this authorization.

I am 18 years of age or older and am competent to contract in my own name. I have read this release and fully understand the contents, meaning and impact of this release. I understand that I am free to address any specific questions regarding this release by submitting those questions in writing prior to signing, and I agree that my failure to do so will be interpreted as a free and knowledgeable acceptance of the terms of this release.

*No purchase necessary to enter. The $5 gift card will be mailed to you within two weeks of receipt of your story, photograph and release form. All gift cards will be reported to the IRS as income as required by law. You may also participate by mailing the above information and a signed statement affirming your acceptance and understanding of the terms herein to Westerra Credit Union, Attn: Marketing Department, 3700 East Alameda Avenue, Denver, CO 80209.