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Westerra Credit Union

Credit Union Loans

Auto Loans

If you've financed your vehicle with another lender, you may be able to save a significant amount of money every year by refinancing your car loan with a Colorado credit union. Westerra offers auto loans with flexible terms and affordable monthly payments. Also, borrow up to 100% of the purchase price, including tax, license and extended warranty. 

Current Auto Loan rates
Auto Loan Calculators
Find the current value of your vehicle
Compare two or more vehicles
Search the current vehicle inventory
Dealership list
NADA vehicle values
Auto Insurance

Auto Buying Service

Take the hassle out of your next car purchase. Use Westerra’s auto buying service to make your next purchase easier than before.  Whether you’re buying a new or used car, we can get you on the road fast.

H.M. Brown
6532 S. Revere Parkway
Centennial, CO 80111

Apply for a credit union auto loan online, visit any Westerra location, or call us at 303-321-4209.

Credit Cards

Westerra Credit Union VISA® Credit Cards offer low rates, minimal fees, and rewards:

  • Special balance transfer introductory rate
  • A low non-variable interest rate
  • No annual fee
  • 25-day grace period on purchases
  • 2% minimum monthly payment (or $25, whichever is greater)
  • Easy 24-hour ATM cash access
  • Personal member service
  • Free travel accident insurance up to $400,000
  • Emergency Travel Assistance
  • Collision coverage for rental cars, if card is used to rent vehicle
  • Westerra Rewards points and benefits

Credit Card Rates and Terms
Credit Card Payoff Calculator

Get an extra layer of security when you shop online!

In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by VISA, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.

Click here to register your Westerra VISA Debit Card
Click here to register your Westerra VISA Credit Card

Some websites may require you to register your card with Verified by VISA prior to making a purchase. When they ask, rest assured that this is another layer of security designed for your protection.

Apply for a credit union credit card online, visit any Westerra location, or give us a call at 303-321-4209.

Personal Loans

Overdraft Protection

Use a personal line as overdraft protection on your checking account or as a means of quick and easy access to funds. You may also use a Share Savings or a Money Market account to cover any potential overdrafts.

Secured Loans

Secured Certificate of Deposit Loan

Certificate Loans are secured 100% by your Westerra Certificate of Deposit (CD). The interest rate is typically lower because the loan is secured. Also, you continue to earn interest on your CD pledged as collateral.

Secured Share Savings Loan

These loans are secured 100% by your Westerra Share Savings or Tiered Money Market account. This is a great way to maintain the balance in your account, plus you continue to earn interest on your savings pledged as collateral.

Apply for a Personal Loan online, visit any Westerra location, or give us a call at 303-321-4209.

Move Your Money Local

Westerra is a local member-owned financial cooperative with a variety of Colorado loan products. Refinance your loan with Westerra.  Compare your loan rate with Westerra's low credit union loan rates.