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Westerra Credit Union

Home Equity Loans and Lines of Credit

Use funds for education, home repairs, or other important purposes. Get the cash you need quickly and the interest may be tax-deductible.* Our Home Equity Loans offer low fixed interest rates,** flexible terms, and loan amounts up to $200,000.

Home Equity Lines of Credit (HELOCs)

Home equity lines of credit are easy and economical, and allow you to put the money you’ve invested in your home to work for you. Plus the interest may be tax-deductible.*

Jumbo Equity

  • Up to $500,000
  • Low closing costs
  • Variable interest rate as low as Prime plus 0% APR**

Equity Express

  • Borrow up to $25,000 or 80% loan-to-value
  • Low closing costs
  • Variable interest rate as low as Prime plus 0% APR**

Generous Equity

  • Borrow up to 90% loan-to-value
  • Low closing costs
  • Variable interest rate
  • No appraisal fee (restrictions apply)

Current Home Equity Rates

APPLY FOR A HOME EQUITY LOAN

*Please consult your tax advisor.

**Rates are tied to Prime Rate as published in the Wall Street Journal. Rates based on credit history and are subject to change. Rates valid for owner-occupied properties.  .50% will be added to Prime Rate for non-owner occupied properties. All non-owner properties have full closing costs. Click here for full disclosures.