Westerra Credit Union VISA® Credit Cards offer low rates, minimal fees, and rewards:
- Special balance transfer introductory rate
- No balance transfer fee
- A low non-variable interest rate
- No annual fee
- 25-day grace period on purchases
- 2% minimum monthly payment (or $25, whichever is greater)
- Easy 24-hour ATM cash access
- Personal member service
- Free travel accident insurance up to $400,000
- Emergency Travel Assistance
- Collision coverage for rental cars, if card is used to rent vehicle
- Westerra Rewards points for cash, gift cards, travel and merchandise
Explore the Westerra Rewards Website Now!
Reward yourself – you’ve earned it! Earn reward points for cash back, gift cards, travel and merchandise with your Westerra VISA® Platinum and debit cards.
Earn 1 point for every $1.00 you spend on Platinum credit card purchases.
Earn 1 point for every $3.00 you spend on debit card purchases you sign for.
Visit the Westerra Rewards website and register to access your rewards account online by using your name as it appears on your account and the last 6 digits of either your Westerra Platinum or Debit card. Rewards points will automatically be combined in your rewards account for your Westerra cards based on your primary account information.
Credit Card Rates and Terms
Credit Card Payoff Calculator
Choose Your New Credit Card Design
Now you can choose from our new gallery of FREE credit card designs! It's easy--if you already have a Westerra credit card, simply stop by any Westerra branch location with your existing credit card and your new credit card can be issued instantly in the new design of your choice!
New credit card designs! Click here to view them all.
Apply for a Credit Card online, visit any Westerra location, or give us a call at 303-321-4209.