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Westerra Credit Union

VISA Credit Cards

Westerra Credit Union VISA® credit cards offer low rates, cash back rewards and no balance transfer fee and when you get a Westerra VISA®, you'll get a free Colorado flag t-shirt:
         - Special balance transfer introductory rate
         - No balance transfer fee
         - A low non-variable interest rate
         - No annual fee
         - 25-day grace period on purchases
         - 2% minimum monthly payment (or $25, whichever is greater)
         - Easy 24-hour ATM cash access
         - Personal member service
         - Free travel accident insurance up to $400,000
         - Emergency Travel Assistance
         - Collision coverage for rental cars, if card is used to rent vehicle
         - Westerra Rewards points for cash, gift cards, travel and merchandise

Explore the Westerra Rewards Website Now!
Reward yourself – you’ve earned it!  Earn reward points for cash back, gift cards, travel and merchandise with your Westerra VISA® Platinum and debit cards. 

  • Earn 1 point for every $1.00 you spend on Platinum credit card purchases.
  • Earn 1 point for every $3.00 you spend on debit card purchases you sign for.

Visit the Westerra Rewards website and register to access your rewards account online by using your name as it appears on your account and the last 6 digits of either your Westerra Platinum or Debit card.  You can also find the link in Online Banking.  Rewards points will automatically be combined in your rewards account for your Westerra cards based on your primary account information.

Credit Card Rates and Terms
Credit Card Payoff Calculator

Choose Your New Colorado VISA® Credit Card Design
Now you can choose from our new gallery of FREE credit card designs featuring Colorado scenery, flowers, animals, colors--and the popular Colorado flag VISA® credit card!  It's easy--if you already have a Westerra credit card, simply stop by any Westerra branch location with your existing credit card and your new credit card can be issued instantly in the new design of your choice!

New credit card designs! Click here to view them all.

Verified By VISA - An Extra Layer of Security
In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by VISA, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.

Click here to register your Westerra VISA Debit Card
Click here to register your Westerra VISA Credit Card

Some websites may require you to register your card with Verified by VISA prior to making a purchase. When they ask, rest assured that this is another layer of security designed for your protection.

Apply for a credit union credit card online, visit any Westerra location, or give us a call at 303-321-4209.