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Westerra Credit Union

Certificate & IRA Rates

as of March 5, 2015

Term (Period of Investment)Minimum BalanceDividend RateAPY*
3 Month $500.000.150%0.15%
6 Month $500.000.200%0.20%
12 Month $500.000.349%0.35%
24 Month$500.000.549%0.55%
36 Month $500.000.896%0.90%
41 Month CD SPECIAL - Rate Bump and Add On Options!**$10,000.000.896%0.90%
48 Month $500.001.094%1.10%
60 Month $500.001.440%1.45%
12 Month$100,000.000.449%0.45%
24 Month$100,000.000.648%0.65%
60 Month$100,000.001.539%1.55%

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*Annual Percentage Yield. Rates are subject to change without notice. Interest is computed daily and paid monthly. Penalties apply for early withdrawal. Annual Percentage Yield is based on minimum account balance of $500.00. Upon maturity, certificates may be renewed automatically for the same term and at the current rate.**If rates increase, earn a higher rate by bumping up to an advertised rate and add more funds once during the term. If rates decrease, add more funds once, at any time during the term at this rate. Not available for IRA CDs.To open and receive the CD Special rate, new deposit must be made with funds held outside Westerra. Penalties apply for early withdrawal. Limited time offer for CD Specials. ***Annual Percentage Yield is based on minimum account balance $100,000.00.Niot available for IRA CDs. Penalties apply for early withdrawal.