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Westerra Credit Union

Certificate & IRA Rates

CD SPECIAL - Rate Bump and Add On Options!**

FLEX CD SPECIAL - Move to a Shorter Term Once!^

as of July 31, 2015

Term (Period of Investment)Minimum BalanceDividend RateAPY*
3 Month $500.000.150%0.15%
6 Month $500.000.200%0.20%
12 Month $500.000.399%0.40%
24 Month$500.000.648%0.65%
25 Month CD SPECIAL - Rate Bump and Add On Options!**$10,000.001.094%1.10%
36 Month $500.000.946%0.95%
41 Month CD SPECIAL - Rate Bump and Add On Options!**$10,000.001.193%1.20%
48 Month $500.001.144%1.15%
60 Month $500.001.440%1.45%
60 Month FLEX CD SPECIAL - Move to a Shorter Term Once!^$5,0001.342%1.35%
JUMBO CERTIFICATES OF DEPOSIT***   
12 Month$100,000.000.449%0.45%
24 Month$100,000.000.6498%0.70%
60 Month$100,000.001.539%1.55%

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*Annual Percentage Yield. Rates are subject to change without notice. Interest is computed daily and paid monthly. Penalties apply for early withdrawal. Annual Percentage Yield is based on minimum account balance of $500.00. Upon maturity, certificates may be renewed automatically for the same term and at the current rate.**During your CD term, you may bump-up your Annual Percentage Rate one time to match a higher rate you find advertised on a regular 36-month CD (for the 41-Month CD Special) or a regular 24-month CD (for the 25-Month CD Special) at any of these banks in Denver: Bank of the West, BBVA Compass, Chase, First Bank, Key Bank, TCF Bank, US Bank or Wells Fargo. Upon maturity, the 41-month CD will convert to a 36-month CD and the 25-month CD will convert to a 24-month CD.  You will earn the rate of interest in effect at that time. Not available for IRA CDs. Penalties apply for early withdrawal. Penalty may decrease principal. Deposit of $5.00 in savings account required.  $5.00 membership fee waived. Limited time offer. ***Annual Percentage Yield is based on minimum account balance $100,000.00.Niot available for IRA CDs. Penalties apply for early withdrawal. ^Annual Percentage Yield. Interest is computed daily and paid monthly. Minimum balance requirement is $5,000. No penalties, fees or loss of interest to transfer funds one time to a different Westerra Certificate of Deposit (minimum 12 month term) at any time prior to maturity, excluding CD Specials. Rate is subject to change without notice. Penalties apply for early withdrawal. Upon maturity, certificates may be renewed automatically for the same term and at the then current 5-year CD rate. Not available for IRA Certificates of Deposit.  Deposit of $5 in savings account required. $5 membership fee waived. Top 5-star rating for financial strength—see www.bauerfinancial.com. Federally insured by NCUA up to $250,000.