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Westerra Credit Union

Loan Rates

As of February 19, 2017

Vehicle LoansAPR* 
Auto Loansas low as 1.74%** 
Motor/Mobile Homeas low as 6.99% 
VISA Credit CardsAPR 
Visa Signature Balance Transfer3.99% for first 12 months^ 
Visa Signature Card10.40% - 21.00% variable APR+ 
Visa Select Balance Transfer1.99% for first 12 months^ 
Visa Select Card8.40% - 19.40% variable APR+ 
Other Member Loans  
Share/Certificate Securedas low as 3% above rate of share/certificate 
Personal Line (Overdraft Protection)as low as 12.70% 
Unsecuredas low as 9.99% 

Find out how much you can save when you use Westerra!

Full Credit Card Rates and Terms

*Annual Percentage Rate. Rates are subject to change without notice. Rates are based on individual credit history. To determine your payment amount, click here to use the payment calculator
**Includes .50% discount with Better Than Free Checking.

^APR=Annual Percentage Rate. Introductory balance transfer rate is valid for 12 billing cycles from account origination on balances transferred to a Visa Signature or Visa Select card from other financial institutions. +Your APR is the prime rate plus a margin of 4.65% - 15.65% for the Visa Select or 6.65% - 17.65% for the Visa Signature based on your credit qualification. APRs will vary with the market based on the prime rate. Published APR is effective as of 1/3/2017. Foreign Transaction Fee is .80% for single currency transaction; 1.00% for multiple currency transactions. Cash Advance Fee 2%.