As of January 19, 2017
|Vehicle Loans||APR*|| |
|Auto Loans||as low as 1.74%**|| |
|Motor/Mobile Home||as low as 6.99%|| |
|VISA Credit Cards||APR|| |
|Visa Signature Balance Transfer||3.99% for first 12 months^|| |
|Visa Signature Card||10.40% - 21.00% variable APR+|| |
|Visa Select Balance Transfer||1.99% for first 12 months^|| |
|Visa Select Card||8.40% - 19.40% variable APR+|| |
|Other Member Loans|| || |
|Share/Certificate Secured||as low as 3% above rate of share/certificate|| |
|Personal Line (Overdraft Protection)||as low as 12.70%|| |
|Unsecured||as low as 9.99%|| |
Find out how much you can save when you use Westerra!
Full Credit Card Rates and Terms
*Annual Percentage Rate. Rates are subject to change without notice. Rates are based on individual credit history. To determine your payment amount, click here to use the payment calculator.
**Includes .50% discount with Better Than Free Checking.
^APR=Annual Percentage Rate. Introductory balance transfer rate is valid for 12 billing cycles from account origination on balances transferred to a Visa Signature or Visa Select card from other financial institutions. +Your APR is the prime rate plus a margin of 4.65% - 15.65% for the Visa Select or 6.65% - 17.65% for the Visa Signature based on your credit qualification. APRs will vary with the market based on the prime rate. Published APR is effective as of 1/3/2017. Foreign Transaction Fee is .80% for single currency transaction; 1.00% for multiple currency transactions. Cash Advance Fee 2%.