Bump It Up When Rates Go Up - Add More Money, Too!*
Westerra makes it easy! Invest in a 25-month CD Special - enjoy a higher rate now, and later, too!
- Bump up to a higher rate - During the 25-month CD term, you may bump-up your Annual Percentage Rate one
time to match a higher rate you find advertised on a regular 24-month CD.*
- Add more money - Make an additional deposit of any amount one time, any time during the term of the CD.
Additional deposit must be made from funds outside Westerra.
- Minimum balance - $10,000 - New deposit of at least $1,000 must be made from funds outside Westerra.
25 Month CD – 2.30% APY*
- Federally insured - Deposits are federally insured up to $250,000 per member by the National Credit Union
Administration (NCUA). Westerra continues to earn the top 5-Star financial rating by Bauer Financial, Inc.
Jumbo CDs now available, too!
Choose a Flexible CD That Gives You Options!**
- Take advantage of changing market rates.
- Move funds at any time to a shorter term CD once (12-month CD or longer) without penalties or fees.
- Deposits are federally insured up to $250,000 by NCUA
5 Year CD – 1.70% APY*
Take advantage of this limited time offer today. Open your CDs at any of our convenient Westerra branch locations or call 303-321-4209.
Westerra is a local not-for-profit cooperative that keeps your funds working here in our community.
Find out why more Coloradans are choosing Westerra. Compare our rates.
*Limited Time Offer. Annual Percentage Yield is effective as of 8/4/18 and is subject to change without notice. Interest is computed daily and paid monthly. To open and receive the CD Special rate, a new deposit must be made with a minimum of $1,000 from funds held outside Westerra Credit Union. During your CD term, you may bump-up your Annual Percentage Rate one time to match a higher rate you find advertised on a regular 24-month CD (for the 25-Month CD Special) at any of these banks in Denver: Bank of the West, BBVA Compass, Chase, First Bank, Key Bank, TCF Bank, US Bank or Wells Fargo. An additional deposit may be made one time during the term of the certificate with funds from outside Westerra. Upon maturity, the 25-month CD will convert to a 24-month CD. You will earn the rate of interest in effect at that time. CD Special not available for IRA CDs. Penalties apply for early withdrawal. Amount of penalty for early withdrawal on the amount withdrawn for the 25-month CD Special is 360 days interest. Penalty may decrease principal. Deposit of $5.00 in savings account required. $5.00 membership fee waived. Top 5-Star rating by Bauer Financial, Inc. Federally insured by NCUA.
**Annual Percentage Yield. Interest is computed daily and paid monthly. Minimum balance requirement is $5,000. No penalties, fees or loss of interest to transfer funds one time to a different Westerra Certificate of Deposit (minimum 12 month term) at any time prior to maturity, excluding CD Specials. Rate is subject to change without notice. Penalties apply for early withdrawal. Amount of penalty for early withdrawal on the amount withdrawn for Flexible CDs is 180 days interest. Penalty may reduce principal. Upon maturity, certificates may be renewed automatically for the same term and at the then current 5-year CD rate. CD Special not available for IRA CDs. Deposit of $5 in savings account required. $5 membership fee waived. Top 5-star rating for financial strength—see www.bauerfinancial.com. Federally insured by NCUA up to $250,000.