Money Market Accounts

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Federally Insured Money Market Accounts

Earn higher interest rates on your investment dollars while keeping your money accessible. Money Market Accounts offer ready access to funds like a savings account, while paying higher rates like a CD. The greater your account balance, the more interest you will earn. Interest is computed daily and paid monthly. Interest earned is based on account balance. No interest will be earned for those days after the account falls below $1,000. 

View Rates and Tiers.
Federally Insured by NCUA up to $250,000.

Transfer Limits
Federal Regulation D (Reg D) places certain limits on the number of withdrawals members can make from their savings accounts. It affects all savings, Money Market and certificate accounts. Reg. D allows up to six (6) withdrawals, overdraft protection transfers, electronic funds transfers/automatic withdrawals (EFT/ACH), online banking or telephone transfers per month. Per Westerra's account terms, the first three withdrawals from your Money Market Account each month are free; any subsequent withdrawals incur a fee of $15 each. Please keep this in mind if you utilize your Money Market Account as a source of transfers for checking account overdraft protection.

Deposits are Federally Insured by NCUA.

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