Certificate & IRA Rates

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Certificate & IRA Rates

CD Specials

CD RATES (as of July 28, 2017)

CD Rates

     
TERM (PERIOD OF INVESTMENT) MINIMUM BALANCE DIVIDEND RATE APY*
3 Month $500.00 0.150% 0.15%
6 Month $500.00 0.200% 0.20%
12 Month $500.00 0.549% 0.55%
24 Month $500.00 0.698% 0.70%
25 Month Bump-Up Add-On CD** $10,000.00 1.785% 1.80%
36 Month $500.00 0.946% 0.95%
48 Month $500.00 1.144% 1.15%
60 Month $500.00 1.440% 1.45%
60 Month CD Special ~ $500.00 1.982% 2.00%
5-Year Flexible CD^ $5,000.00 1.490% 1.50%
       
JUMBO CERTIFICATES OF DEPOSIT***      
12 Month $100,000.00 0.648% 0.65%
24 Month $100,000.00 0.797% 0.80%
60 Month $100,000.00 1.539% 1.55%
       
IRA Rates      
TERM (PERIOD OF INVESTMENT) MINIMUM BALANCE DIVIDEND RATE APY*
3 Month $500.00 0.250% 0.25%
6 Month $500.00 0.300% 0.30%
12 Month $500.00 0.648% 0.65%
24 Month $500.00 0.797% 0.80%
36 Month $500.00 1.045% 1.05%
48 Month $500.00 1.243% 1.25%
60 Month $500.00 1.539% 1.55%
 
IRAs are Federally Insured up to an additional $250,000.

*Annual Percentage Yield. Rates are subject to change without notice. Interest is computed daily and paid monthly. Penalties apply for early withdrawal. Annual Percentage Yield is based on minimum account balance of $500.00. Upon maturity, certificates may be renewed automatically for the same term and at the current rate. National average rate provided by bankrate.com. Weekly CD Rate Analysis on March 10, 2016. **During your CD term, you may bump-up your Annual Percentage Rate one time to match a higher rate you find advertised on a regular 24-month CD (for the 25-Month CD Special) at any of these banks in Denver: Bank of the West, BBVA Compass, Chase, First Bank, Key Bank, TCF Bank, US Bank or Wells Fargo. Minimum balance $10,000. New deposit must be made from funds outside Westerra. Upon maturity, the 25-month CD will convert to a 24-month CD. You will earn the rate of interest in effect at that time. CD Special not available for IRA CDs. Penalties apply for early withdrawal. Penalty may decrease principal. Deposit of $5.00 in savings account required. $5.00 membership fee waived. Limited time offer. ***Annual Percentage Yield is based on minimum account balance $100,000.00. Not available for IRA CDs. Penalties apply for early withdrawal. ^Annual Percentage Yield. Interest is computed daily and paid monthly. Minimum balance requirement is $5,000. No penalties, fees or loss of interest to transfer funds one time to a different Westerra Certificate of Deposit (minimum 12 month term) at any time prior to maturity, excluding CD Specials. Rate is subject to change without notice. Penalties apply for early withdrawal. Upon maturity, certificates may be renewed automatically for the same term and at the then current 5-year CD rate. CD Special not available for IRA CDsDeposit of $5 in savings account required. $5 membership fee waived. Top 5-star rating for financial strength—see www.bauerfinancial.com. Federally insured by NCUA up to $250,000.

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