Loan Rates

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Loan Rates

As of September 19, 2017

Vehicle Loans APR*  
Auto Loans as low as 2.49%**  
Motor/Mobile Home as low as 6.99%  
VISA Credit Cards    
Visa Signature Balance Transfer 3.99% intro rate for first 12 months^ then 10.90% - 21.00% variable APR+  
Visa Signature Card 10.90% - 21.00% variable APR+  
Visa Select Balance Transfer 1.99% intro rate for first 12 months^ then 8.90% - 19.90% variable APR+  
Visa Select Card 8.90% - 19.90% variable APR+  
Other Member Loans    
Share/Certificate Secured as low as 3% above rate of share/certificate  
Personal Line (Overdraft Protection) as low as 12.70%  
Unsecured as low as 9.99%  

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Full Credit Card Rates and Terms

*Annual Percentage Rate. Rates are subject to change without notice. Rates are based on individual credit history. To determine your payment amount, click here to use the payment calculator
**Includes .50% discount with active Better Than Free Checking.

^APR=Annual Percentage Rate. Introductory balance transfer rate is valid for 12 billing cycles from account origination on balances transferred to a Visa Signature or Visa Select card from other financial institutions. +Your APR is the Prime Rate plus a margin of 4.65% - 15.65% for the Visa Select or 6.65% - 17.65% for the Visa Signature based on your credit qualification. APRs will vary with the market based on the Prime Rate. Published APR is effective as of 7/1/2017. Foreign Transaction Fees are 1.00% of the US dollar amount of the foreign transaction for foreign currency conversions, 0.80% of the US dollar amount of the foreign transaction for International Service Fee (ISA). Cash Advance Fee 2%.

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