Savings Rates

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Savings and Checking Rates

as of March 25, 2017

Savings Accounts Daily Balance Dividend Rate APY*
Regular Savings $100 or more+ 0.050% 0.05%
Holiday Club   0.050% 0.05%
IRA Savings   0.050% 0.05%
Checking**      
Better Than Free and Value   0.000% 0.00%
Preferred Checking**      
  $100,000 or more 0.150% 0.15%
  $50,000 - $99,999.99 0.100% 0.10%
  $25,000 - $49,999.99 0.100% 0.10%
  $10,000 - $24,999.99 0.100% 0.10%
  $0 - $9,999.99 0.000% 0.00%
Money Market***      
  $100,000 and over 0.150% 0.15%
  $50,000 - $99,999.99 0.100% 0.10%
  $25,000 - $49,999.99 0.100% 0.10%
  $1,000 - $24,999.99 0.100% 0.10%
Preferred Money Market Account^      
  NEW! $250,000 and over 0.349% 0.35%
  $100,000 - $249,999.99 0.300% 0.30%
  $50,000 - $99,999.99 0.250% 0.25%
  $25,000 - $49,999.99 0.200% 0.20%
  $10,000 - $24,999.99 0.150% 0.15%
  $0 - $9,999.99 0.000% 0.00%

*Annual Percentage Yield. +No minimum amount required to earn dividends on minor accounts. **Dividends are computed using the daily balance method and are paid monthly. ***$1,000 minimum balance to open, maintain, and earn dividend. APY is based on minimum account balance of $1,000. ^$10,000 minimum balance to open, maintain, and earn dividend. Any fees may reduce earnings. If you have a Westerra Preferred Checking account, the Preferred Money Market Account APY is 5 basis points higher than the above rates. APY is based on a minimum account balance of $10,000. Any fees may reduce earnings. Rates subject to change without notice. You are allowed up to six withdrawals (transfers, cash or checks) per month.

Your savings federally insured up to $250,000 by the National Credit Union Administration and backed by the full faith and credit of the United States Government.

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