Overdraft Protection

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Overdraft Protection

Use a personal line of credit as overdraft protection on your checking account or for quick and easy access to funds. Apply online for a checking line of credit.

You may also use a Share Savings or a Money Market account to cover any potential overdrafts.  To set up or change transfers to cover potential overdrafts, please call us at 303-321-4209 or stop by any branch.

For debit card or ATM transactions, all Westerra checking accounts are set up so that if there are not funds in your checking account (or line of credit) to cover a debit card or ATM transaction, the transaction will simply be denied. You will not have to worry about paying any fees. Learn more.