Earn More at Westerra

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Move Your Money to Westerra and Earn More

Whether you are saving for a down payment on a home, a child’s education or your retirement, you can earn more on your savings at Westerra!  Take a look at how our rates compare with banks:

CDs & IRAs*                Annual Percentage Yield    

Term (Period of Investment) Westerra Wells Fargo Chase FirstBank US Bank
3 month  .15 .01 .02 .05 .05
6 month  .20 .01 .02 .05 .05
12 month  .55 .05 .02 .10 .10
2  year .70 .50 .15 .20 .20
3 year .95 n/a .15 n/a .35
4 year 1.15 n/a .25 n/a .50
5 year  1.45 .80 .35 .60 .75
 

25-Month CD Special -Bump Up and Add-On Options-   1.80 APY
5-Year Flexible CD -Move to a Shorter Term Once-          1.50 APY  Learn more.
Jumbo CDs now available, too!

Preferred Money Market^                Annual Percentage Yield    

Daily Balance Westerra Wells Fargo Chase FirstBank US Bank
$10,000 - $24,999.99 .15 .01 .03 .03 .08
$25,000 - $49,999.99 .20 .01 .03 .05 .08
$50,000 - $99,999.99 .30 .01 .05 .05 .12
$100,000 - $249,999 .35 .01 .05 .08 .12
Over $250,000 .40 .01 .06 .08 .12

Regular Money Market**                    Annual Percentage Yield    

Daily Balance Westerra Wells Fargo Chase FirstBank US Bank
$1,000 - $24,999.99 .10 .01 .01 .03 .05
$25,000 - $49,999.99 .10 .01 .01 .05 .06
$50,000 - $99,999.99 .10 .01 .01 .05 .10
Over $100,000 .15 .01 .01 .08 .10

Preferred Checking***                       Annual Percentage Yield    

Daily Balance Westerra Wells Fargo Chase FirstBank US Bank
$10,000 - $24,999.99 .10 .01 .01 .05 .02
$25,000 - $49,999.99 .10 .01 .01 .05 .02
$50,000 - $99,999.99 .10 .01 .01 .05 .02
Over $100,000 .15 .01 .01 .05 .02

Annual Percentage Yield. Rates are for comparison only and are based upon non-jumbo rates with near similar terms as posted on bank websites in the last month. Rates are subject to change without notice. 

Federally Insured By NCUA

Deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. government. IRAs are insured up to an additional $250,000. Use the NCUA's Deposit Insurance Calculator to learn how share insurance rules apply - what's insured and what portion (if any) exceeds coverage limits.

Click here for savings calculators.
Use this form to set up automated deposits into your accounts.  
Learn more about CDs, IRAs and Money Markets.

*Rates are subject to change without notice. Interest is computed daily and paid monthly. Penalties apply for early withdrawal. Annual Percentage Yield is based on minimum account balance of $500.00. Upon maturity, certificates may be renewed automatically for the same term and at the current rate. **$1,000 minimum balance to open, maintain, and earn dividend. Annual Percentage Yield is based on minimum account balance of $1,000. ^$10,000 minimum balance to open, maintain, and earn dividend.  Any fees may reduce earnings.   If you have a Westerra Preferred Checking account, the Preferred Money Market Account APY is 5 basis points higher than the above rates. APY is based on a minimum account balance of $10,000. Any fees may reduce earnings. Rates subject to change without notice. You are allowed up to six withdrawals (transfers, cash or checks) per month.  ***Dividends are computed using the daily balance method and are paid monthly.

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