Value Credit Card

How Does Your Credit Card Compare?

How Does Your Credit Card Compare?

Westerra members save an average $226 annually* compared to these banks.
If you carry a balance, you can save hundreds more annually. Check our rates.

  Westerra  Chase Wells Fargo First Bank US
Bank
Key Bank Capital One Average Bank Fee Total Membership Annual Savings Average Annual Savings* with Westerra You Could Save Even More!

Annual Percentage Rate

9.90

13.99

12.15

15.15

13.99

9.99

11.90

12.86

$3,325,359

$207

$444 $15.000 balance

Annual Fee

-0-

-0-

-0-

$35

-0-

-0-

-0-

$5.83

$93,513

$6

$6

Cash Advance Fee

2%

3%

5%

4%

4%

4%

3%

$3.83

$13,752

$1

$9 $500 Cash Advance

Balance Transfer Fee

-0-

3%

3%

-0-

3%

3%

-0-

2%

$95,424

$6

$70 $3,500 balance transfer

Late Payment

$15

$35

$25

$35

$35

$10

$35

$33.33

$96,562

$6

$6

Rewards Program

Cash,
Travel,
Merch-
andise

Cash

Cash,
Travel,
Merch-
andise

Cash,
Travel

Cash,
Travel,
Merch-
andise

Cash,
Travel,
Merch-
andise

 Travel

 

 

 

 

Total Savings

             

 

$3,624,610

$226

$535

 

*Westerra Platinum Card compared to the average rates and fees for Chase Freedom Card, Wells Fargo Rewards Card, FirstBank CardMiles, US Bank Platinum Card, Capital One FlexPerks Select Rewards Card and Key Bank World MasterCard as of May 10, 2013.  Annual rate savings based upon the average national credit card balance of $7,000.  Members who utilize cash advances, balance transfers or penalty interest rates will save significantly more.  Competitor rates and fees are for comparison only and may change without notice.  View the full rate and fee analysis.

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