*Annual Percentage Yield (APY) is accurate as of 5/1/2024. The interest rate and APY may change without notice after the account is opened. Fees may reduce earnings on the account. $5 prime share deposit required for membership. A $25 opening deposit is required for a Smart Money Checking account. 6.00% APY applies to average daily balances up to and including $2,000. For average daily balances greater than $2,000, the APY may range from 0.05% to 3.00%. If requirements** are not met, all balances will earn .01% APY. In order to get the higher rates, you must meet certain requirements each month. If you don’t meet the requirements, an APY of 0.01% applies to all balances. Limit one Smart Money Checking Share per account. Membership eligibility required. Federally Insured by NCUA.**The requirements needed to receive the dividend rate are (i) minimum average daily balance that corresponds to the desired rate, (ii) 16 combined debit/credit card purchase transactions that post and clear in the statement months as (i), on the same membership account, (iii) a minimum of one (1) direct-deposit or Automatic Clearing House (ACH) of at least $500 per month, (iv) enrollment in online statements. ATM and cash advance transactions do not count toward the debit card transaction requirement. Requirements are waived the first statement cycle the new share is opened and will earn the dividend rate that corresponds to each minimum balance tier. IRA, Roth IRA, and Business accounts are not eligible for this product. See Membership and Account Agreement for Nature of Dividends under our resource tab.
NO PURCHASE NECESSARY TO ENTER OR WIN. See Official Sweepstake rules here: https://www.westerracu.com/resources/disclosures. Open a Smart Money Checking account in the month of May (May 1-May 31, 2024) and automatically be entered for the chance to win a 4-pack of VIP tickets to a Rockies game. We will draw a winner at random on June 3, 2024, and call/email them individually. They must accept or forfeit the prize within 7 calendar days. Applicants must be a Westerra Credit Union member in good standing. $5 prime share deposit required for membership. A $25 opening deposit is required for a Smart Money Checking account. To receive the bonus: 1) Open a new Westerra Smart Money Checking account between May 1 and May 31, 2024, which is subject to approval. Offer availability subject to change. Offer not available to those whose Westerra accounts have been closed within 90 days or closed with a negative balance within the last 3 years. We reserve the right to end the promotion at any time. Westerra employees are not eligible to win a 4-pack of VIP tickets to the Rockies game. Visit WesterraCU.com for applicable rate. Learn more at WesterraCU.com/SmartMoney.
NO PURCHASE NECESSARY TO ENTER OR WIN. See Official Sweepstake rules here: https://www.westerracu.com/resources/disclosures. Educators serving K-12 Education in any Colorado school district can apply. You must show school ID to show validation of being an educator. For opening online, type in "Teacher" in the Occupation field through Online Account Opening. Applicants must meet membership eligibility and be a Westerra Credit Union member in good standing. $5 prime share deposit required for membership. A $25 opening deposit is required for a Smart Money Checking account. Bonus is valid for the first 100 Smart Money checking accounts opened by K-12 educators between May 7 and September 30, 2024. Limit one bonus per account. To receive the bonus: 1) open a new Westerra Smart Money Checking account, 2) have a direct deposit or Automatic Clearing House (ACH) of at least $500 per month AND 3) enrollment in online statements. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person-to-person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above requirements, we'll deposit the bonus in your new account by October 7, 2024, at the latest. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Offer availability subject to change. Offer not available those whose Westerra accounts have been closed within 90 days or closed with a negative balance within the last 3 years. We reserve the right to end the promotion at any time. Visit westerracu.com for applicable rates Learn more at westerracu.com/teachers-rock. Membership eligibility required. Federally Insured by NCUA.