Business
Credit cardsBusiness credit cards, meet credit union benefits
We think credit cards should do exactly what credit unions always do: work for their members. Both of our business credit cards come with ultra-easy online payments, as well as the CardNav app, designed to stop fraud in its tracks. Additionally, starting May 2024, all members who have a consumer or business debit and/or credit card will receive a newly designed card featuring Contactless technology. Which sounds right for your business?
WESTERRA BUSINESS VISA® REWARDS CREDIT CARD
Unlock rewards while you go about your business
Earn unlimited points and great bonuses, all with low fees and competitive rates. That’s more benefits than you can shake a stick at. (And then, you’d probably earn points for shaking the stick.)
WESTERRA BUSINESS VISA CREDIT CARD
Low rates. No fees. That’s nearly poetry
Sometimes, the lowest rate is its own reward. Get the lowest introductory fixed rate we offer, and after a year, enjoy the lowest variable rates Westerra has to offer for business credit cards.
See how they compare
Card features | Business Visa Credit Card | Business Visa Rewards Credit Card |
---|---|---|
Rewards points | None | Unlimited rewards points: Earn 2 points for every $1 you spend to redeem on cash back, gift cards, travel, experiences and merchandise |
Bonus rewards points | None | One-time reward of 25,000 bonus points when you make purchases of $5,000 or more in the first 3 months |
Introductory balance transfer rate | 2.99% fixed APR for 12 months**, no balance transfer fee | 4.99% fixed APR for 12 months**, no balance transfer fee |
Variable rate on new purchases and other balance transfers | 14.15% – 21.00% APR based on your business credit qualification+ | 16.15% – 21.00% APR based on your business credit qualification+ |
Annual fee and balance transfers fee | No fees | No fees |
Minimum payment | Minimum payment 2% of balance or $25, whichever is greater | Minimum payment 2% of balance or $25, whichever is greater |
Other perks | CardNav app for added security, easy online payments with Online Business banking | CardNav app for added security, easy online payments with Online Business banking |
Credit lines available | From $500-$25,000 | From $500-$25,000 |