Become a Points Pro

Here at Westerra, both credit and debit cards earn reward points.* In this article, we'll cover the basics of earning and redeeming the most amount of points possible. Because more points mean more fun.

You can automatically earn points 3 ways:

• VISA Signature Card – earn 1.25 points for every $1 you spend when you sign for your purchase

• VISA Business Rewards – Earn 2 points for every $1 you spend when you sign for your purchase

• VISA Debit Card and Business Debit Card - Earn 1 point for every $3 you spend when you sign for your purchase

Top Tips

• Shop SHOPSPOT and accrue extra points online and in-store. Point earnings will vary based on the merchant. Each merchant’s point-earning ratio is listed on the program website.

• Use the ShoppingFLING feature on Westerra Rewards to earn even MORE points.

• Autopay for your everyday subscriptions (utilities, streaming services, etc.) doesn’t just make billpaying easier, it’s also a great way to accrue additional points.

• Check in on your points frequently, as points expire after one year of earning.

So, how will you spend your valuable points?

• Cash Back – Enjoy points transferred to cash, then applied directly to your account. It’s like a payday from yourself.

• Gift Cards – Redeem points for gift cards at your favorite spots. Check out eGift cards for instant online shopping satisfaction.

• Travel – Points go a long way toward flights, car rentals, hotels, cruises, and vacations. With one of the best travel rewards selections in banking, it’s time to start planning that trip.

• Experiences – Trade points for tickets! Theme parks, sports games, concerts and beyond are waiting.

• Merchandise – Redeem points for home appliances, electronics, gourmet foods, sports gear, and more.

• Charitable Donations – Kindly donate your points to a deserving organization.

More questions regarding points? No problem. Give us a call at 303-321-4209, email us at Email@WesterraCU.com, or stop into your local Westerra Credit Union.

*PIN-based transactions, ATM, and Cash Advance Transactions to not count towards point accrual.