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Become a Points Pro

A guide to earning and using your points.

Here at Westerra, both credit and debit cards earn reward points, making every single transaction count. In this article, we'll cover the basics of earning and redeeming the most amount of points possible. Because more points mean more fun.

You can automatically earn points 3 ways:

Top Tips
  • Shop SHOPSPOT and accrue extra points online and in-store. Point earnings will vary based on the merchant. Each merchant’s point-earning ratio is listed on the program website.

  • Use the ShoppingFLING feature on Westerra Rewards to earn even MORE points.

  • Autopay for your everyday subscriptions (utilities, streaming services, etc.) doesn’t just make billpaying easier, it’s also a great way to accrue additional points.

  • Check in on your points frequently, as points expire after one year of earning.

So, how will you spend your valuable points?
  • Cash Back – Enjoy points transferred to cash, then applied directly to your account. It’s like a payday from yourself.

  • Gift Cards – Redeem points for gift cards at your favorite spots. Check out eGift cards for instant online shopping satisfaction.

  • Travel – Points go a long way toward flights, car rentals, hotels, cruises, and vacations. With one of the best travel rewards selections in banking, it’s time to start planning that trip.

  • Experiences – Trade points for tickets! Theme parks, sports games, concerts and beyond are waiting.

  • Merchandise – Redeem points for home appliances, electronics, gourmet foods, sports gear, and more.

  • Charitable Donations – Kindly donate your points to a deserving organization.

More questions regarding points? No problem. Give us a call at 303-321-4209, email us at, or stop into your local Westerra Credit Union.

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