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Become a Points Pro

A guide to earning and using your points.

Here at Westerra, credit cards earn reward points.* In this article, we'll cover the basics of earning and redeeming the most amount of points possible. Because more points mean more fun.

You can automatically earn points 2 ways:

Top Tips

  • Shop SHOPSPOT and accrue extra points online and in-store. Point earnings will vary based on the merchant. Each merchant’s point-earning ratio is listed on the program website.

  • Use the ShoppingFLING feature on Westerra Rewards to earn even MORE points.

  • Autopay for your everyday subscriptions (utilities, streaming services, etc.) doesn’t just make billpaying easier, it’s also a great way to accrue additional points.

  • Check in on your points frequently, as points expire after one year of earning.

So, how will you spend your valuable points?

  • Cash Back – Enjoy points transferred to cash, then applied directly to your account. It’s like a payday from yourself.

  • Gift Cards – Redeem points for gift cards at your favorite spots. Check out eGift cards for instant online shopping satisfaction.

  • Travel – Points go a long way toward flights, car rentals, hotels, cruises, and vacations. With one of the best travel rewards selections in banking, it’s time to start planning that trip.

  • Experiences – Trade points for tickets! Theme parks, sports games, concerts and beyond are waiting.

  • Merchandise – Redeem points for home appliances, electronics, gourmet foods, sports gear, and more.

  • Charitable Donations – Kindly donate your points to a deserving organization.

More questions regarding points? No problem. Give us a call at 303-321-4209, email us at Email@WesterraCU.com, or stop into your local Westerra Credit Union.

*PIN-based transactions, ATM, and Cash Advance Transactions to not count towards point accrual.

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Everyone knows the importance of saving money. But start looking into specific savings account options and interest-earning opportunities, and suddenly everything starts feeling a whole lot less straightforward. Luckily, you have plenty of options.

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