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Mailing Address:
P.O. Box 9408
If you discovered Westerra through one of your favorite social media creators, welcome. Open a Smart Money Checking account and earn a $150 gift card in honor of Colorado's 150th anniversary.*
Your money stays in Colorado, it doesn't end up on Wall Street
Member-owned means people come before profits
Support for Colorado communities through local giving and outreach
Banking that's built for the people who call Colorado home
Your deposits are federally insured by the NCUA
Join thousands of Coloradans who trust Westerra and celebrate 150 years of Colorado with a $150 gift card.*
Westerra Smart Money Checking is a reverse tier checking account. That means that you earn bigger returns on smaller balances, and smaller returns on bigger balances. Your first $2,000.00 will make you 6.00% APY, and then your next chunk of cash will make you 3.00% and so on when you meet the requirements.** This is our way of keeping the returns rolling, so you can keep saving.
Even if you don't meet all the monthly requirements (they're listed below) to get up to 6.00% APY, you're guaranteed to earn .01% interest.
BALANCE | ANNUAL PERCENTAGE YIELD (APY%) |
|---|---|
| $0 - $2,000.00 | 6.00% see current rates |
| $2,000.01 - $4,000.00 | 3.00% see current rates |
| $4,000.01 - $6,000.00 | 1.00% see current rates |
| $6,000.01 - $8,000.00 | 0.50% see current rates |
| $8,000.01 - $10,000.00 | 0.25% see current rates |
| $10,000+ | 0.05% see current rates |
| If requirements are not met** | 0.01% see current rates |