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Set your mind at ease with protection and insurance

Life happens. (Among other things.) When it does, be prepared with the protection and insurance to make tough times easier.

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Expect the unexpected with debt protection

Member’s Choice™ Borrower Security is a completely voluntary loan-payment protection service. It can cancel or reduce repayment of your loan debt if a protected life event happens to you. Protected life events include loss of life and disability (including when caused by acts of war) and involuntary unemployment.

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GAP Plus can help your finances recover from a car wreck

Guaranteed Asset Protection (GAP) Plus makes sure your auto loan doesn’t crash, even if you do. It helps fill the gap between what your auto insurance will pay and what you still owe on your vehicle. It may also cancel part of your next loan for your replacement vehicle.

Explore other types of insurance through our trusted partners

We partner with TruStage to provide our members with even more insurance options.

Auto insurance 

Extended vehicle warranty

Homeowners insurance 

Life insurance



Member’s Choice™ Borrower Security is a debt protection product offered by Westerra Credit Union. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact a Westerra Credit Union loan officer for additional information on benefit maximums, eligibility, limitations, and a copy of your contract.