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About

Company

Where purpose leads the way

At Westerra, our purpose is simple: We exist to teach one another to prosper. Education has been our thing from the beginning, because (if you didn't know) Westerra was founded by schoolteachers. To this day, we believe that sharing what you know is the most important currency.

"We" repeated 6 times

Our mission

How we live up to our purpose is through our mission: to positively impact lives through personal attention and financial education.

Westerra Credit Union Team photo from 1934

Our story (It's a good one)

When you've been around since the 1930s, you've got a lot of history and stories to tell. See how we went from eight members to more than 125,000 across the Denver metro area.

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What exactly is a credit union?

Though we act a lot like a bank, there are several ways we differ. One, there are no stockholders. That means everyone who has an account with us is a member and an owner. And two, all your deposits and funds stay local and contribute to the Colorado economy through loans to other members.

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Westerra's leaders

Get to know us

Our financial strength

We have earned the top 5-star rating for financial strength by Bauer Financial, Inc. every quarter consecutively since 1992 – one of only five Colorado credit unions to achieve this top rating for more than 100 consecutive quarters. Visit the National Credit Union Administration (NCUA) website to learn more about share insurance and how the National Credit Union Share Insurance Fund protects your deposits. There you’ll also find a share insurance calculator to view coverage for your Westerra accounts. You can also learn how Westerra is well capitalized at approximately 11% – more than $200 million.

Westerra follows strict mortgage underwriting practices, keeping our funds working locally for our members and keeping mortgage default rates extremely low. We maintain a diverse mix of investments, including auto loans, first and second mortgages, credit cards and signature loans, ensuring sound lending decisions for our members' money, and we are regulated by the Colorado Division of Financial Services and the NCUA. 

Westerra Credit Union Statistics

Westerra Credit Union Statistics

as of June 30, 2021

Assets

$1,898,000,000

Capital

$204,000,000

Capital/Assets

10.44%

Net Income YTD

$1,742,000

Members

122,303

Bauer Rating

5 stars (highest rating)

Federally Insured by NCUA

Questions and answers for our members

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