Join Westerra and get $100. Nov 13 – Dec 31, 2024
’Tis the season to get $100 when you open a new Smart Money Checking or Money Market Select account.
How ‘bout a holly jolly 100 bucks?
Your bonus will hit on January 2, 2025.
Smaller balances, rejoice!
Earn up to 6% APY* (that’s up to $120 a year!) with a Smart Money Checking account.
You’re already saving and spending
Why not earn up to 4% APY* on your average daily balance of $100,000 or more with a money market select account?
Smart Money Checking
Best for
Making small balances earn big returns and heavy monthly use.
Features
This is a reverse tier account, which means you’ll earn bigger returns on smaller balances, and smaller returns on bigger balances.
Earn up to 6.00% APY* on your first $2000 each month. That’s up to $120 a year. Then your next chunk of cash will make you 3.00% APY* and so on. See all APY rate tiers.
No minimum balance requirement
No monthly maintenance fee
Earn Debit card rewards: 1 point for every $3 spent when you sign for purchases
Early paycheck
Courtesy Pay up to $500***
Even if you don't meet all the monthly requirements (they're listed below) to get up to 6.00% APY, you're guaranteed to earn .01% interest.
What’s the catch?
Make at least 16 debit/credit transactions every month to get the best APY
Set up a minimum of one $500 recurring direct deposit or ACH payments per month to get the best APY
Enroll in e-statements
Money Market Select
Learn how money can make money: get higher rates on your savings, all while still keeping your funds easily accessible.
Features
Annual Percentage Yield (APY) 0.05% - 4.00%. See Rate sheet to learn more
Access to funds anytime
Flexibility to transfer funds between multiple shares at the same institution
Unlike savings shares, money market shares offer check-writing privileges, much like a regular checking
No monthly maintenance fees
$0 minimum deposit monthly requirement
$0 minimum balance monthly requirement
What's the Catch?
The more you save, the higher APY* you’ll receive. See rate sheet for details.
Just 10 swipes per statement on your Westerra consumer debit or credit card
What even is a credit union?
Though we are a lot like a bank, there are several ways we differ. One, there are no stockholders. That means everyone who has an account with us is a member and an owner. And two, all your deposits and funds stay local and contribute to the Colorado economy, while being Federally Insured by NCUA.
It's not banking, it's belonging
When you join Westerra, you're not just getting financial services — but an entire local community that comes with it. Together, we're all invested in one another's success, because when one wins, we all win. That's how it should be.
It's an A+ time to join
New members, open a Smart Money Checking or Money Market Select account between Dec. 2 – 11, 2024, and we'll donate $100 to a Westerra school foundation partner. Plus, you'll get $100.
The Westerra humble-brag
Why us? Westerra's community is built on meaningful personal relationships, not just transactions (though those are easy and convenient, too!). We're here for you with real support for your goals, your money and your financial education. And others are taking notice! In 2024, we were selected for Newsweek’s “America’s Best Regional Banks and Credit Unions” – one of only five Colorado-based financial institutions (and only one of 3 credit unions) selected for this prestigious list. That's the Westerra way.