Mortgage Rates Keep Getting Lower!

3.875% / 3.942% APR*- 30 Year fixed

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Put Your Home's Equity to Work

with a home equity loan

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Check this 14er off your list

Get 14,000 Bonus Reward Points

With free checking

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Explore Your Finances

Get a Free State or National Parks Pass

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It's Our 85th Anniversary and we're

Celebrating Our Members

Est. May 25, 1934, by Eight Teachers

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Community News

Educational Focus Brings Credit Unions Together

Mapleton Schools Credit Union and Westerra announce plans to merge the school district credit unions.

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Lake Arbor Optimists Donate Bicycles to Kids

The Lake Arbor Optimists repair bicycles and donate them to children in the Arvada area. 

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Special Olympics Names Westerra Community Partner of the Month

Westerra raises funds to help more than 25,000 Coloradans participate in Special Olympics programs.

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Member Stories

- Catherine

I joined the credit union in the early '70s as a member of Lowry Federal Credit Union. Many changes have happened since then. I still continue to be a member. Several of my friends and family members are also current members and I have influenced them to join!

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- Charles - Member since 2009

I have been a member since 2009 and I constantly recommend Westerra to my friends whenever I hear them complaining about their banks!

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- Allyson

My passion is traveling! We were able to take advantage of the competitive rates of Westerra and go on a fun vacation!

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Without Fees

Westerra checking accounts are designed to help you make the most of your money--and give you cash back and travel rewards.  With free Visa® debit cards, free online banking, free mobile banking, free ATMs and convenient branch locations, you will find access to your accounts wherever you go. 

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By Our Members

Westerra takes pride in being among the few locally-owned financial institutions in Colorado. As a not-for-profit cooperative, proceeds are returned to members through competitive rates, low fees and enhanced products and services. Westerra is known for its solid expertise and top-notch service.

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Everyone in the Denver Metro Area

Can Join Westerra

Whether you are new to the area or simply new to the idea of switching to a Colorado credit union, now is the time to move your accounts. With low fees and top-notch service, you may be surprised at how much you can save and how easy the process can be. 

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03 August

Money Concepts for Teens and Young Adults - 8/3

10-11:30 AM

Westerra Credit Union, Aurora Branch 14305 E. Alameda Ave., Suite 300, Aurora, CO 80012

When you're young, you dream of living on your own. But how do you get there? We'll introduce you to fundamental money...

10 August

Homebuying 101 - 8/10

10-11:30 AM

Westerra Credit Union, Green Mountain Branch, 375 Union Blvd. Lakewood, CO 80228

The Homebuying 101 seminar will introduce you to the home buying process and help you become prepared to make a winning offer on the...

14 August

Ten Ways to Save - 8/14

6 - 7:30 PM

Westerra Credit Union, Cherry Creek Branch, 3700 E. Alameda Ave. Sunshine Peak A Room, Denver, CO 80209

Looking for ways to save money has always been important. During this event you will learn 10 quick and easy ways to save you hundreds or...