FREE Online Banking & Bill Pay

200 Locations. 1000 Free ATMs.


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Westerra Gives Back More Compare Savings Rates


                                               Westerra    Wells Fargo   Chase   First Bank  US Bank
 12 Month CD  (APY)*                          .40                .05            .02             .10           .10
 5 Year CD  (APY)                            1.45                .50            .35              .60           .75
 Money Market ($1,000 - $24,999)        .10                .01            .01              .03           .04  



Join Westerra - Your Local Colorado Credit Union

All who live or work in the 7-county Denver metro area can join.  Whether you are new to the area or simply new to the idea of switching to a local credit union, now is the time to move your accounts to Westerra Credit Union.  With low fees and top-notch service, you may be surprised at how much you can save and how easy the process can be. As a member of Westerra Credit Union, you are part of a local financial cooperative that is committed to Working For You

Checking Without Fees

Westerra checking accounts are designed to help you make the most of your money--and give you cash back and travel rewards.  With free Visa® debit cards, free online banking, free ATMs and convenient branch locations, you will find access to your accounts wherever you go. Switch to Westerra.

1000 Free ATMs

You’ll find surcharge-free ATM access through the CO-OP Network at 1000 ATMs in Colorado and 30,000 nationwide, including 5,500 at 7-Eleven locations throughout the U.S. and Canada.  You’ll also find CO-OP Network ATMs at Denver International Airport. Find Free ATMs.

200 Colorado Service Centers

Credit unions work together by sharing branches.  You can access your Westerra accounts at any of the 200 CO-OP Shared Branches in Colorado and 5,000 nationwide.  Deposits, transfers and withdrawals are easy when you or your family are out-of-town on business, traveling on vacation, away at college—or simply looking for a branch nearby. Find CO-OP Shared Branches.

Locally-owned by our Members

Westerra takes pride in being among the few locally-owned financial institutions in Colorado.  As a not-for-profit cooperative, proceeds are returned to members through competitive rates, low fees and enhanced products and services.  Westerra is known for its solid expertise and top-notch service. Choose Westerra.

Top 5-Star Rating for Financial Strength

Westerra sets high standards for excellence, personal responsibility and integrity in daily operations and financial performance.  Westerra has earned the top 5-Star rating for safety and soundness every quarter consecutively since 1992 by Bauer Financial, Inc., an industry expert that reports and analyzes the performance of U.S. and Colorado banks and credit unions. Visit Bauer Financial, Inc..

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*APY = Annual Percentage Yield. See Full Credit Card Rates andTerms. Rates are for comparison only and are based upon non-jumbo rates posted with near similar terms on bank websites in the last month. Rates are subject to change without notice.