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PersonalBorrowing

FOMO: Fear of mortgage overpaying?

Is your mortgage 4% or more? Refi while rates are still low. We'll see if we can lower your rate, reduce your monthly payment and take a load off your mind. Say goodbye to FOMO and maybe gain a little cash flow.

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Home loans

Happy loan, happy home. That's how the saying goes, right? Westerra offers home loans at great rates with local mortgage loan officers to guide you every step of the way. 

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Auto loans

Let's get you on the road with auto loans that fit your budget. Get pre-qualified today, and cruise into the dealership or refinance with confidence.

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Give your wallet some credit

Credit cards don't have to be scary. With low rates and no balance transfer fees, we'll get you on your way to keeping debt low and that credit score high.

Personal loan options

Personal loans

With lower interest rates and longer terms, personal loans are a great alternative to credit cards when you have a larger expense that takes longer to pay off.

Secured loans

Get a lower interest rate when you secure a loan with your Westerra certificate of deposit or savings account. You'll continue to earn interest pledged as collateral. It's a win-win.

Personal line of credit

With a personal line of credit (LOC) you only pay interest on what you use.

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The Westerra humble-brag

→ Why us? Westerra's community is built on meaningful personal relationships, not transactions. We're here for you with real support for your goals, your money and your financial education. That's the Westerra way.

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Avoid the FOMO

Ready to refinance?

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Business Borrowing