We don't just say we're local. We prove it
Westerra Credit Union is Colorado-born and community-driven. Join thousands of members who choose to bank locally — with impact.
Local GivingWe’ve donated more than $540,000 this year to Colorado schools, nonprofits and neighborhood initiatives. Investing in our community is what we do.
Hands-On ImpactOur team volunteers at local events and supports financial literacy programs across Colorado. We show up because we live here too.
Member-Driven MissionIn the past year, Westerra Credit Union paid over $27 million in interest to members. When you bank with us, your money works for you.
For a Limited Time get a $100 gift card for joining.
You open a new Smart Money Checking or Money Market Select account by March 31 and keep a minimum balance of $5 for 30 days from the date of account opening. (Welcome to the family!)
You earn $100 limited-time bonus! Cha-Ching!
“Westerra has been my financial home for nearly 40 years. My earliest memories are visiting the Cherry Creek branch with my mom, a Denver teacher, to see Santa. Those moments became cherished family memories especially after my mom’s stroke. Today, as a teacher myself, I still bank with Westerra because it’s more than a credit union. It’s part of my story.” — Angela Bracero
New Member Welcome Offer
No, rewards are currently only being offered to member of CAR who open a qualifying Smart Money Checking or Money Market Select accounts.
There are no monthly maintenance fees for either account type. View our fee schedule.
After you complete the signup process, open an eligible account by the deadline, and maintain the required minimum balance for 30 days, you will receive a $100 gift card. Reward emails are sent within five business days after all requirements are met.
You can choose between a Visa® or Amazon.com® Digital Gift Card. Visa, Visa Platinum, and Visa Signature are registered trademarks of Visa International Service Association. The Contactless Indicator is a trademark owned by and used with permission of EMVCo, LLC. Amazon gift cards is a registered trademark of Amazon Gift Cards.
This is offer is valid for new members of Westerra Credit Union. To participate, you must complete the online signup process using the email address and unique promo code you received in the direct-mail piece. Branch visitors must also complete this online signup process, even if they visit a location in person.
Yes. A unique promo code from the direct-mail post card is required to complete the signup process and qualify for the bonus.
You must open either a Smart Money Checking or Money Market Select account after completing the online signup process.
Yes. You must open the eligible account by March 31, 2026 to qualify.
A $5 prime share deposit is required to establish membership, and a $5 opening deposit is required for the eligible account. You must maintain at least $5 in the account for 30 days after opening.
Your account must be open and unrestricted at the time of payout. Closed or restricted accounts are not eligible for the bonus.
No. This offer cannot be combined with other Westerra promotional offers during the campaign period.
Offer valid 1/1–3/31 for new members who complete the online signup process by entering their unique promo code and open a Smart Money Checking or Money Market Select account. Branch visitors must bring the mail piece and will be directed to sign up online using their unique promo code. A $5 prime share deposit and a $5 account opening deposit are required; a minimum $5 balance must be maintained for 30 days. A $100 gift card will be issued within 5 business days after all requirements are met. The account must be open and unrestricted at the time of fulfillment. Not valid with other Westerra offers. Offer may change or end at any time. Federally insured by NCUA. Read Full Disclosures
