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Equal Housing Opportunity.
Mailing Address:
P.O. Box 9408
Explore home loan options with Westerra Credit Union. We're ready to take that leap with you and make this next chapter unforgettable.
APR for 30-Year Fixed — Purchase*
APR for Jumbo 30-Year Fixed — Purchase*
APR for 7/6M SOFR ARM — Purchase*
How much house can you afford? Use our Home Affordability Calculator to determine your budget based upon income and down payment.
There's no better guide for your home purchase journey than one of our mortgage loan officers. Begin your application today and connect with our team.
Use our mortgage calculator to calculate your monthly payments for various mortgage options
Buying a home is a big deal. We compiled all of the information you need to get started from mapping out the house buying process to learn about home loan pre-approvals, credit scores, down payment assistance, and more.
Loan approval is subject to credit approval and program guidelines. Credit Union membership required. Interest rate and program terms are subject to change without notice.
*Annual Percentage Rate (APR) is the cost of the loan in percentage terms, taking into account various loan charges such as Prepaid Finance Charges (discount points, processing and underwriting fees, flood certificate, tax service, closing and wire fees, prepaid interest) and Private Mortgage Insurance (if applicable). Refi scenarios based on rate and term transaction, 760+ FICO, $400K or $900K (Jumbo) loan amounts at 60% LTV. Purchase scenarios based on 760+ FICO, $500K or $900K (Jumbo) loan amounts at 60% LTV. Variables such as LTV, CLTV, credit score, cash out, occupancy and property type, etc., could affect rate and APR. Rates are based on individual credit history and are subject to change without notice. Rates are for conventional-conforming loans only. Other rates and terms may apply for Jumbo and nonconforming/specialty portfolio programs. Please contact a Westerra Credit Union Mortgage Loan Officer at 303-321-4209 for more details. Westerra Credit Union NMLS 421606.
