APR for 30-Year Fixed — Purchase*
APR for Jumbo 30-Year Fixed — Purchase*
APR for 7/6M SOFR ARM — Purchase*
Refinance limbo — how low can (and should) you go?
Refinancing could lower your rate and monthly payment. Other reasons to consider refinancing:
Experienced, friendly mortgage loan officers
Cash out for home improvement
Are you dreaming about buying your first home, but don’t know where to start? Buying your first home is a big deal — which is why we compiled all of the information you need to get started from mapping out the home buying process to digging into pre-approvals, credit scores, down payment assistance, and more.
More is more with the more money mortgage
Can you tell we’re really into the whole making more of your mortgage thing? Whether it’s for a new home purchase or a refinance, this option can help you finance up to 97% of the cost of a home and the renovations that come with it.
Let’s build your dream home
Let Westerra help you build the home of your dreams! Our new construction loan program ("One-Time Close Construction-to-Permanent Loan") offers competitive rates and hassle-free financing so that all you need to worry about is making it just right. Schedule an appointment with a mortgage loan officer for more details.
Take a Look at Those Numbers
Our free calculators can help you reach your housing goals! Estimate your monthly mortgage payments - including your principal, interest payments insurance and taxes; compare two loan options; determine if buying vs. renting is the right choice for you, and more.
Not sure if it’s time to refinance? Then it’s time to ...
Get a free Mortgage Consultation
Our finances aren’t so different from us — they can also benefit from a routine checkup now and again. A simple Mortgage Consultation with a Westerra professional will help you decide the particulars of how, when or when not to refinance. Oh, and did we mention that it’s free?