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Colorado Auto Loan Rates

Auto Loans

Get on the road and explore Colorado with some of the best auto loan rates and auto loans designed to make it happen.

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Good auto financing is all about the journey.

We make it easy to speed through the process with:

  • Great rates for new and used vehicles 

  • Flexible terms — this is for YOUR ride, after all 

  • Affordable monthly payments that fit your budget, your way 

  • Up to 140% financing, including tax, GAP insurance and extended warranty 

  • The option to refinance an existing auto loan from another financial institution 

  • Friendly, helpful member service the whole trip (we can also recommend our favorite road snacks)

Apply now
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AutoSMART is your personal assistant for finding a new car

They help you find a new or used vehicle at a dealership near you, or you can use the consignment services to sell your used vehicle. Because AutoSMART works with thousands of credit union members, large dealers treat them as “fleet buyers,” which allows them to save money when purchasing vehicles.

Buying Resources

Let AutoSMART do the looking

It’s simple. Just enter what you’re looking for and you’ll be able to research options and pricing on the spot. If you don’t see what you’re looking for, fill out a vehicle request form and AutoSMART will find it for you. 

View vehicles on your terms

You’ll find certified pre-owned used vehicles, member trade-ins and lease returns all at your fingertips. That means you don’t have to waste time or gas driving to dealer after dealer.

Research your trade-in value

It’s easy to get your current trade-in value on AutoSMART. But on top of that, it’s easier than ever to get a purchase offer — AutoSMART collects multiple bids from a wide variety of sources. Some come from people just like you. 

You purchase new, too

Tell AutoSMART the details about what you’re looking for, and you’ll be able to choose options and features. The best part: rebates and incentives are included.

Explore more resources

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Auto Buying Calculator

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NADA Used Car Guides

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Auto Loan Guide: Next Steps

Have any questions?

Visit any Westerra location, schedule an appointment or call us at 303-321-4209.

Apply Today

Standard account and credit qualifications apply. All loans are subject to final credit approval. Rates and terms are subject to change without notice and are dependent upon credit performance. Visit Disclosures & Agreements | Westerra Credit Union (westerracu.com) to review Westerra’s Important Loan Information and Disclosures.

*Westerra Credit Union does not provide tax related advice. Consult with your tax professional for any tax related questions.