Visa Select Card

Visa® Select - The Lowest of the Low Rates. No Annual Fee.

  • An introductory balance transfer rate of 1.90% fixed APR for 12 months* with no balance transfer fee for balances transferred from other financial institutions! Thereafter, and on all new purchases the variable rate is currently 7.90% - 21.00% APR based on your credit qualification.+  
  • No annual fee and no balance transfer fee!
  • Choose a Colorado flag or scenery, or other themed card design issued instantly at any Westerra branch.
  • Visa Global Assistance 24/7 for emergency card replacement, cash disbursement and travel assistance.
  • CardNav App for added security.

Apply here button

Visa Signature and Select Credit Card Rates & Terms
Credit Card Payoff Calculator

*APR=Annual Percentage Rate. Introductory balance transfer rate is valid for 12 billing cycles from account origination on balances transferred to a Visa Signature or Visa Select card from other financial institutions. +Your APR is the Prime Rate plus a margin of 4.65% - 15.65% for the Visa Select or 6.65% - 17.65% for the Visa Signature based on your credit qualification. APRs will vary with the market based on the Prime Rate. Published APR is effective as of 4/1/2020. Foreign Transaction Fees are 1.00% of the US dollar amount of the foreign transaction for foreign currency conversions, 0.80% of the US dollar amount of the foreign transaction for International Service Fee (ISA). Cash Advance Fee 2%. **Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.