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We’ve combined the value of Westerra with the travel and entertainment benefits of Visa Signature® to bring you a premier card with amazing benefits, a low rate and no annual fee. And these additional benefits:
Visa Signature Credit Card Rates & Terms
Credit Card Payoff Calculator
Learn About Westerra's Visa Select Credit Card
Westerra is a local not-for-profit cooperative that keeps your funds working here in our community.
*APR=Annual Percentage Rate. Introductory balance transfer rate is valid for 12 billing cycles from account origination on balances transferred to a Visa Signature or Visa Select card from other financial institutions.+Your APR is the prime rate plus a margin of 4.65% - 15.65% for the Visa Select or 6.65% - 17.65% for the Visa Signature based on your credit qualification. APRs will vary with the market based on the prime rate. Published APR is effective as of 4/1/2020. Foreign Transaction Fees are 1.00% of the US dollar amount of the foreign transaction for foreign currency conversions, 0.80% of the US dollar amount of the foreign transaction for International Service Fee (ISA). Cash Advance Fee 2%. **Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.