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Teachers do some of the most important work in our communities. That's why Westerra offers financial solutions, resources and rewards designed specifically for educators.
Because teachers deserve a financial partner that understands them.
If you're a new eligible member, you can receive a $100 gift card when you open qualifying accounts and enroll in digital banking. Whether you're stocking your classroom, covering expenses or treating yourself before the school year begins, it's just one way we welcome educators to Westerra.
Many educators know the challenge of stretching income across the summer months. SummerPay Saver helps you prepare throughout the year so you can maintain confidence and consistency when school is out.
Flexible savings designed for educators
No penalties for accessing your funds
Earn up to 6.00% APY**
Stay prepared year-round
Through programs like CHFA Schools to Home, eligible public school employees may be able to access down payment assistance and other resources designed to support homeownership.
Provides up to 25% of the first mortgage amount as a shared appreciation second mortgage.
Guidance from experienced mortgage specialists
Resources to help you understand your options
Support tailored to public school employees
When you become a member, you're joining a credit union that believes educators deserve more than products and services. You deserve a financial partner that's invested in your success.
Personalized guidance from people who care
Financial education and wellness resources
Savings and spending solutions designed for real life
Community programs that support education
A team committed to helping members make confident financial decisions
Because your financial journey doesn't end when the school bell rings.
*$100 Dollar New Teacher Bonus: For new teacher members only. Eligible educators include licensed teachers and school employees who qualify under Westerra's educator membership criteria. To receive a $100 gift card, open a new Westerra Prime Share savings account and either a Smart Money Checking or Money Market Select account online or in branch and enroll in digital banking at account opening. After all requirements are met, a reward redemption email will be sent within five (5) business days. Business accounts do not qualify. Membership eligibility required. Additional restrictions may apply. Visit WesterraCU.com/teachers for complete offer details. Mortgage products subject to approval. Down payment assistance programs have eligibility requirements and availability may change. Ask a mortgage loan officer for details.
**SummerPay Saver: APY = Annual Percentage Yield, Rate accurate as of 7-1-2026. Rates are subject to change after account opening. Balances $0.00-$10,000.00 earn 6% APY and Balances over $10,000.00 earn 0.05% APY. Fees may reduce earnings
Membership required. SummerPay Saver™ is available exclusively to eligible educational professionals employed within the state of Colorado and requires an active Westerra Smart Money Checking account to open and maintain the account. Eligibility verification may be required. Funds held in the SummerPay Saver™ account will automatically transfer to the member's primary Westerra savings account on June 1 annually. Once transferred, funds will earn the dividend rate applicable to the receiving account. If Smart Money Checking is closed or no longer maintained in good standing, the SummerPay Saver™ account may be subject to conversion, closure, or a change in dividend rate, subject to account terms and conditions. for more information visit the "Membership Account Agreements”, Disclosures and Information Guide. Federally insured by NCUA.