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SummerPay Saver™ helps you set money aside during the school year so it is there when you need it most, while earning up to 6.00% APY* on qualifying balances.
Set aside money in a dedicated account built for your schedule
With up to 6.00% APY on balances up to $10,000
Savings transfer automatically on June 1
SummerPay Saver™ is designed for educators like you. Whether you’re paid on a set schedule or managing income throughout the year, you can save as much as you want, as often as you’d like. Your money is always accessible without penalties, but keeping funds set aside can help you stay prepared for shifts in income or planned time away. Plus, you can earn up to 6.00% APY on balances up to $10,000 — helping you grow your savings by as much as $600 per year.
SummerPay Saver™ works alongside Smart Money Checking to help you get more from your everyday finances. Together, they create a simple system to earn more, manage your money with greater flexibility, and have funds ready when you need them. An active Smart Money Checking account is required, giving you access to the full benefits of both accounts working together.
Build your savings during the school year and have it ready when you need it
*APY = Annual Percentage Yield, Rate accurate as of 7-1-2026. Rates are subject to change after account opening. Balances $0.00-$10,000.00 earn 6% APY and Balances over $10,000.00 earn 0.05% APY. Fees may reduce earnings
Membership required. SummerPay Saver™ is available exclusively to eligible educational professionals employed within the state of Colorado and requires an active Westerra Smart Money Checking account to open and maintain the account. Eligibility verification may be required. Funds held in the SummerPay Saver™ account will automatically transfer to the member's primary Westerra savings account on June 1 annually. Once transferred, funds will earn the dividend rate applicable to the receiving account. If Smart Money Checking is closed or no longer maintained in good standing, the SummerPay Saver™ account may be subject to conversion, closure, or a change in dividend rate, subject to account terms and conditions. for more information visit the "Membership Account Agreements”, Disclosures and Information Guide. Federally insured by NCUA.
