Rates LocationsContact Us

Certificate & IRA Rates

Certificate & IRA Rates

FEATURED RATES as of February 26, 2021

JUMBO CERTIFICATES OF DEPOSIT (CDs)*** Term (Period of Investment) MINIMUM BALANCE DIVIDEND RATE APY*
12 Month $100,000 0.499% 0.50%
24 Month $100,000 0.598% 0.60%
60 Month $100,000 0.896% 0.90%
CERTIFICATES OF DEPOSIT (CDs)       
3 Month $500 0.100% 0.10%
6 Month $500 0.200% 0.20%
12 Month $500 0.399% 0.40%
24 Month $500 0.499% 0.50%
36 Month $500 0.598% 0.60%
48 Month $500 0.698% 0.70%
60 Month $500 0.797% 0.80%
INDIVIDUAL RETIREMENT ACCOUNT (IRA) CDs      
3 Month $500 0.100% 0.10%
6 Month $500 0.200% 0.20%
12 Month $500 0.399% 0.40%
24 Month $500 0.499% 0.50%
36 Month $500 0.598% 0.60%
48 Month $500 0.698% 0.70%
60 Month $500 0.797% 0.80%
 
IRAs are Federally Insured up to an additional $250,000.

*Annual Percentage Yield. Rates are subject to change without notice. Interest is computed daily and paid monthly. Penalties apply for early withdrawal. Annual Percentage Yield is based on minimum account balance of $500.00. Upon maturity, certificates may be renewed automatically for the same term and at the current rate. Amount of penalty for early withdrawal on the amount withdrawn for Regular CDs, Jumbo CDs and IRA CDs is 90 days interest on CDs of 12 months or less, and 180 days interest on CDs over 12 months. Penalty may reduce principal. ****Annual Percentage Yield is based on minimum account balance $100,000.00. Not available for IRA CDs. Penalties apply for early withdrawal. Amount of penalty for early withdrawal on the amount withdrawn for Jumbo CDs is 90 days interest on CDs of 12 months or less, and 180 days interest on CDs over 12 months. Penalty may reduce principal.


Savings Calculators

What are your goals?  How much should you save? Compare different rates and possibilities.

Financial Tips

Money management tips to help you make the most of your money.

Open a CD

Minimum deposit is just $500.  Start saving more today. Open your CDs in Online Banking or at any branch.

Contact Westerra

303-321-4209

Follow us on social media

Twitter LinkedIn Facebook YouTube Instagram
Equal Housing Opportunity National Credit Union Administration COOP Financial Services Shared Branching COOP Financial Services ATM Locator Bauer Financial

NMLS 421606

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency

ABA Routing Number: 302075319

Member-owned since 1934

Copyright © 2021. Westerra Credit Union

X

Westerra Credit Union does not provide, and is not responsible for, the product, service, overall website content, security or privacy policies, on any external third-party sites.