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Certificate & IRA Rates
FEATURED RATES as of March 22, 2019
CD SPECIAL
Rate Bump and Add On Options** - 25 Month CD - 2.30% APY* Learn more.
| JUMBO CERTIFICATES OF DEPOSIT (CDs)*** Term (Period of Investment) | MINIMUM BALANCE | DIVIDEND RATE | APY* |
|---|---|---|---|
| 12 Month | $100,000.00 | 1.982% | 2.00% |
| 24 Month | $100,000.00 | 2.472% | 2.50% |
| 60 Month | $100,000.00 | 2.862% | 2.90% |
| CERTIFICATES OF DEPOSIT (CDs) | |||
| 3 Month | $500.00 | 0.499% | 0.50% |
| 6 Month | $500.00 | 0.995% | 1.00% |
| 12 Month | $500.00 | 1.391% | 1.40% |
| 24 Month | $500.00 | 1.638% | 1.65% |
| 25 Month Bump-Up Add-On CD** | $10,000.00 | 2.276% | 2.30% |
| 36 Month | $500.00 | 1.736% | 1.75% |
| 48 Month | $500.00 | 1.785% | 1.80% |
| 60 Month | $500.00 | 2.472% | 2.50% |
| INDIVIDUAL RETIREMENT ACCOUNT (IRA) CDs | |||
| 3 Month | $500.00 | 0.598% | 0.60% |
| 6 Month | $500.00 | 1.094% | 1.10% |
| 12 Month | $500.00 | 1.490% | 1.50% |
| 24 Month | $500.00 | 1.736% | 1.75% |
| 36 Month | $500.00 | 1.834% | 1.85% |
| 48 Month | $500.00 | 1.884% | 1.90% |
| 60 Month | $500.00 | 2.570% | 2.60% |
IRAs are Federally Insured up to an additional $250,000.
*Annual Percentage Yield. Rates are subject to change without notice. Interest is computed daily and paid monthly. Penalties apply for early withdrawal. Annual Percentage Yield is based on minimum account balance of $500.00. Upon maturity, certificates may be renewed automatically for the same term and at the current rate. Amount of penalty for early withdrawal on the amount withdrawn for Regular CDs, Jumbo CDs and IRA CDs is 90 days interest on CDs of 12 months or less, and 180 days interest on CDs over 12 months. Penalty may reduce principal. **During your CD term, you may bump-up your Annual Percentage Rate one time to match a higher rate you find advertised on a regular 24-month CD (for the 25-Month CD Special) at any of these banks in Denver: Bank of the West, BBVA Compass, Chase, First Bank, Key Bank, TCF Bank, US Bank or Wells Fargo. Minimum balance $10,000 with at least $1,000 from outside Westerra. New deposit must be made from funds outside Westerra. Upon maturity, the 25-month CD will convert to a 24-month CD. You will earn the rate of interest in effect at that time. CD Special not available for IRA CDs. Penalties apply for early withdrawal. Amount of penalty for early withdrawal on the amount withdrawn for the 25-month CD Special is 360 days interest. Penalty may decrease principal. Deposit of $5.00 in savings account required. $5.00 membership fee waived. Limited time offer. ***Annual Percentage Yield is based on minimum account balance $100,000.00. Not available for IRA CDs. Penalties apply for early withdrawal. Amount of penalty for early withdrawal on the amount withdrawn for Jumbo CDs is 90 days interest on CDs of 12 months or less, and 180 days interest on CDs over 12 months. Penalty may reduce principal.
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