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Frequently Asked Questions

The U.S. government has amended rules to require financial institutions to collect and verify specific information from businesses establishing new memberships, shares or loans. Requiring the disclosure of key individuals who own and/or control a business helps law enforcement investigate and prosecute crimes. Have any questions? Email us. We're here to help! This requirement does not pertain to Sole Proprietorships or Business Club Associations.

With the Westerra Rewards program, you can earn reward points for cash back, gift cards, travel, experiences, merchandise and more with your Visa Signature® credit or debit card. Plus, you can earn bonus points! Westerra Rewards is our way of thanking you for choosing Westerra.

When a check is issued, it requires an endorsement before you can deposit it.

It is important that you properly endorse your check to avoid possible returns or delays in processing it, and getting those funds deposited into your account.

The following tips will guide you in making sure your check is properly endorsed, depending on the type of check, the issuer, and who it is made payable to.

Wire transfers are a way to electronically transfer funds from one person or entity to another person or entity.

Quick tips:

  • Do not wire funds to anyone who overpays for something sold online or sends a check or money order, then cancels the deal and asks you to cash the check and wire back the money.

  • Give checks or money orders you receive from a stranger time to clear your accounts before you use the funds. Check with your financial institution for guidelines. If something feels off, it probably is.

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