Credit cards, done the credit union way
Enjoy the perks of credit cards with the great rates, low fees and member service you expect from Westerra. Choose between two empowering Visa® credit cards with great perks and low rates. Check 'em out below.
Get rewarded with Visa Signature®
Treat yourself to cash back, gift cards, travel and more with unlimited 1.25 reward points for every $1 you spend. When you sign up, you’ll also get a one-time bonus of 25,000 reward points if you spend $3,000 or more in the first three months (all with no annual fee, because that’s how we roll.)
There’s no balance transfer fee, and the first 12 months* after transferring offer a fixed APR of 3.90%. After that, the variable rate is currently 10.15% - 21.00% APR based on your credit.+
Think of a low rate. Now think lower. That’s Visa Select
Forget about fees with the Visa Select card — no balance transfer fees and no annual fees, just a simply low rate. You’ll also enjoy Visa Global Assistance 24/7 and the option to secure your card with your Westerra savings account. (It’s a great way to build credit and earn dividends at the same time.)
There’s no balance transfer fee, and the first 12 months* after transferring offer a fixed APR of 1.90%. After that, the variable rate is currently 8.15% - 19.15% APR based on your credit.+
Credit Card Assistance
The Westerra humble-brag
→ Why us? Westerra's community is built on meaningful personal relationships, not transactions. We're here for you with real support for your goals, your money and your financial education. That's the Westerra way.