Transfer a Balance

Transfer Your Balance to a Lower Rate Card

Without A Balance Transfer Fee! Choose the card that’s right for you:

Business Visa^® Credit Card – Lowest of Low Rates. No Annual Fee.

• An introductory balance transfer rate of 2.99% fixed APR for 12 months* with no balance transfer fee for balances transferred from other financial institutions! Thereafter, and on all new purchases the variable rate is currently 8.90% - 19.90% APR based on your business credit qualification.+

Business Visa^® Rewards Credit Card – Amazing Benefits. Low Rate. No Annual Fee.

• Introductory balance transfer rate of 4.99% fixed rate APR for 12 months* with no balance transfer fee for balances transferred from other financial institutions!  Thereafter, and on all new purchases the variable rate is currently 10.90% - 21.00% APR based on your business credit qualification.+
• Earn unlimited 2 Reward points for every $1 you spend on purchases. Plus, earn a one-time bonus of 25,000 reward points when you make purchases of $5,000 or more within the first three months!

Apply for a Westerra credit card at any Westerra branch or call 303-321-4209 to transfer a balance to an existing Westerra card. 

*APR=Annual Percentage Rate. Introductory balance transfer rate is valid for 12 billing cycles from account origination on balances transferred to a Business Visa Rewards or Business Visa card from other financial institutions. +Your APR is the Prime Rate plus a margin of 5.65% - 16.65% for the Business Visa or 7.65% - 18.65% for the Business Visa Rewards based on your business credit qualification. APRs will vary with the market based on the Prime Rate. Published APR is effective as of 4/1/2020. Transaction Fees are 1.00% of the US dollar amount of the foreign transaction for foreign currency conversions, 0.80% of the US dollar amount of the foreign transaction for International Service Fee (ISA). Cash Advance Fee 2%. Please refer to your Guide to Benefits for further details.