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Add up to 2 years of payment history instantly.
Enrich your credit history without applying for a credit card or loan.
More credit history can lead to lower interest rates on mortgages and auto loans.
Bloom+ connects securely to your Westerra Credit Union checking account, making it easy to report up to five recurring payments to TransUnion.
Getting started is easy!
Enroll with Bloom+
Link your Westerra Credit Union accounts
Select the eligible payments you want to report
Watch your credit history bloom
Bloom+ is a financial wellness tool provided through Westerra Credit Union that allows you to report eligible recurring payments to one or more major credit bureaus. Reporting eligible payments may help enrich your credit history by demonstrating responsible payment behavior to lenders. Bloom+ does not remove negative information from your credit report and does not guarantee any particular credit score or credit profile outcome. Individual results may vary based on personal credit history and other factors. Credit scores may be impacted differently depending on the credit bureau and scoring model used. Participation in Bloom+ is optional. Terms, eligibility requirements, and reporting details may apply.
