Westerra is a member-owned cooperative focused on helping members be successful.

We teach, guide and ignite every member to own their financial future.

But a lot of people have a hard time believing they can truly shape what their financial future looks like. The truth is, we all do miraculous things in life, everyday. Think about it: maybe you recently graduated from college, navigated rush hour traffic, started a family or wrote a book. Or perhaps you carried 19 bags of groceries into your house without dropping one item. If we can do all that, we should believe in ourselves. And at Westerra, we're here to help people believe one more thing.

You Can Do Money.

Our Mission

Westerra's Leaders

Brand Assets

Financial responsibility is a great goal, but it can easily seem intimidating and unachievable.

But here's the simple truth: You've conquered harder things in life. You've braved I-70 on a holiday ski weekend. Carved a turkey like you knew what you were doing. Kept your kids from crossing the street without looking (most of the time). If you can do all of that, you can do money. Because the Westerra community is built to teach each other to prosper.

Westerra Credit Union Team photo from 1934

Our story (It's a good one)

When you've been around since the 1930s, you've got a lot of history and stories to tell. See how we went from eight members to more than 125,000 across the Denver metro area.

Learn Our Story

Black and white close-up of a girl's smiling face in a car

What exactly is a credit union?

Though we are a lot like a bank, there are several ways we differ. One, there are no stockholders. That means everyone who has an account with us is a member and an owner. And two, all your deposits and funds stay local and contribute to the Colorado economy through loans to other members.

Tell me more

Our financial strength

Visit the National Credit Union Administration (NCUA) website to learn more about share insurance and how the National Credit Union Share Insurance Fund protects your deposits. There you’ll also find a share insurance calculator to view coverage for your Westerra accounts.

Westerra follows strict mortgage underwriting practices, keeping our funds working locally for our members and keeping mortgage default rates extremely low. We maintain a diverse mix of investments, including auto loans, first and second mortgages, credit cards and signature loans, ensuring sound lending decisions for our members' money, and we are regulated by the Colorado Division of Financial Services and the NCUA.

Westerra Credit Union Statistics
Westerra Credit Union Statistics	as of April 30, 2026
Assets	$2,087,000,000
Capital	$195,000,000
Capital/Assets	10.07%
Net Income YTD	$2,842,000
Members	95,009
Bauer Rating	5 stars (Excellent, Recommended by Bauer)
Federally Insured by NCUA	2026 Statement of Financial Condition

View our 2025 Annual Report

For Media Inquiries

Contact Nicole Andrushko, VP of Marketing, at NAndrushko@WesterraCU.com

We teach, guide and ignite every member to own their financial future.

You Can Do Money.

Our Mission

Westerra's Leaders

Brand Assets

Financial responsibility is a great goal, but it can easily seem intimidating and unachievable.

Our story (It's a good one)

What exactly is a credit union?

Our financial strength

For Media Inquiries

Westerra News and Resources

Account takeovers are on the rise. Here is how to protect yourself.

Is refinancing a smart way to pay off debt?

3 signs it may be time to refinance your auto loan

Westerra Logo Files Digital

Westerra Logo Files for Print

Brand Style Guide

We teach, guide and ignite every member to own their financial future.

You Can Do Money.

Our Mission

Westerra's Leaders

Brand Assets

Financial responsibility is a great goal, but it can easily seem intimidating and unachievable.

Our story (It's a good one)

What exactly is a credit union?

Our financial strength

For Media Inquiries

Westerra News and Resources

Account takeovers are on the rise. Here is how to protect yourself.

Is refinancing a smart way to pay off debt?

3 signs it may be time to refinance your auto loan

Westerra Logo Files Digital

Westerra Logo Files for Print

Brand Style Guide