Why more Coloradans are choosing credit unions over big lenders
We live in a time when information is everywhere. The moment you think about buying a home, your internet feed fills with articles, ads, calculators and confident opinions.
Mortgage Documentation Checklist
Before you apply for a mortgage or pre-approval, you’ll need to round up a few forms. We’ve compiled a documentation checklist to make it easy, so nothing gets forgotten.
Pay stubs (past 30 days)
W-2s (2 years)
Proof of other income sources (bonuses, commissions, child support, alimony or separate maitenance, SS Income)
Account statements for checking, CDs, retirement, etc. (2 months)
Letters from anyone giving you a gift to use for a down payment
Court records (divorce decree, bankruptcy, foreclosure)
ID (driver’s license or passport) to verify identity personal and business federal tax returns
Leases for rental income
And with our digital resources, we may be able to take a few of these things off your plate (with just a little assistance from you).
Talk to a Mortgage Loan Officer to learn more about what will be needed when you apply for a mortgage.
First-time homebuyer in Colorado? Why Gen Z and millennials are more ready than you think
Buying your first home might feel out of reach, especially if you’re in your early 20s or navigating student loans, gig work or rising living costs. But here’s the truth: You don’t need to wait to become a homeowner.
Get down with the down payment
Most folks hear the words “down payment” and assume they need 20% cash to buy a home. While that comes in handy, you’ve got a lot of choices to make in your down payment.
What is a construction loan? A guide for Colorado homebuilders
If you’re planning to build a home or renovate your current one in Colorado, understanding construction loans is essential. Unlike traditional mortgages, construction loans are designed to fund the building process from start to finish.
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