Business Checking Accounts with Rewards

Local Banking for Local Business

Debit Cards With Rewards

Earn rewards for cash back, gift cards, travel, experiences and merchandise. Choose your card design and select your own PIN.

Free ATMs

1,000 free ATMs across Colorado and 30,000 nationwide. Credit unions throughout the US share branches, too!

How to Determine Your Account Number

Information you need for setting up direct deposit and electronic payments.

Why choose this option?	No monthly fees, no minimum balance required.	Returns interest for higher balances and larger transaction volume.	Returns higher interest for higher balances with the largest transaction volume.
	Business Value Checking	Business Preferred Checking	Business High Balance Checking
Minimum Balance	No minimum	$5,000	$50,000
Monthly Fee	-0-	$10 if the monthly average of end-of-day balances is less than $5,000	$30 if the monthly average of end-of-day balances is less than $50,000
Transactions	100 FREE/month then $0.30 per item thereafter	250 FREE/month then $0.35 per item thereafter	400 FREE/month then $0.20 per item thereafter
Cash Processing	$5,000 FREE/month then 0.10% thereafter	$10,000 FREE/month then 0.10% thereafter	$25,000 FREE/month then 0.10% thereafter
Unlimited FREE CO-OP Network ATMs	FREE CO-OP is the second largest ATM network in the US	FREE CO-OP is the second largest ATM network in the US	FREE CO-OP is the second largest ATM network in the US
ATMs Outside the CO-OP Network	4 FREE/month Then $2 each. Other ATM owner may charge fee.	4 FREE/month Then $2 each. Other ATM owner may charge fee.	4 FREE/month Then $2 each. Other ATM owner may charge fee.
Rewards Points on Debit Card Purchases	Earn 1 reward point for every $3 on purchases you sign for Redeem for cash, gift cards, travel, experiences and merchandise	Earn 1 reward point for every $3 on purchases you sign for Redeem for cash, gift cards, travel, experiences and merchandise	Earn 1 reward point for every $3 on purchases you sign for Redeem for cash, gift cards, travel, experiences and merchandise
Online Banking	FREE	FREE	FREE
Bill Payment	FREE	FREE	FREE
Mobile Banking	FREE	FREE	FREE
CardNav Security App and Apple Pay	FREE	FREE	FREE
eStatements	FREE	FREE	FREE
Overdraft Protection	YES View Overdraft Protection Options	YES View Overdraft Protection Options	YES View Overdraft Protection Options
Debit Card Overdraft Fee	-0- or Choose Courtesy Pay	-0- or Choose Courtesy Pay	-0- or Choose Courtesy Pay
Checks	Order Now	Order Now	Order Now
Interest	-0-	Yes - based on balance	Yes - based on balance

Why choose this option?	No monthly fees, no minimum balance required.
	Business Value Checking
Minimum Balance	No minimum
Monthly Fee	-0-
Transactions	100 FREE/month then $0.30 per item thereafter
Cash Processing	$5,000 FREE/month then 0.10% thereafter
Unlimited FREE CO-OP Network ATMs	FREE CO-OP is the second largest ATM network in the US
ATMs Outside the CO-OP Network	4 FREE/month Then $2 each. Other ATM owner may charge fee.
Rewards Points on Debit Card Purchases	Earn 1 reward point for every $3 on purchases you sign for Redeem for cash, gift cards, travel, experiences and merchandise
Online Banking	FREE
Bill Payment	FREE
Mobile Banking	FREE
CardNav Security App and Apple Pay	FREE
eStatements	FREE
Overdraft Protection	YES View Overdraft Protection Options
Debit Card Overdraft Fee	-0- or Choose Courtesy Pay
Checks	Order Now
Interest	-0-

Why choose this option?	Returns interest for higher balances and larger transaction volume.
	Business Preferred Checking
Minimum Balance	$5,000
Monthly Fee	$10 if the monthly average of end-of-day balances is less than $5,000
Transactions	250 FREE/month then $0.35 per item thereafter
Cash Processing	$10,000 FREE/month then 0.10% thereafter
Unlimited FREE CO-OP Network ATMs	FREE CO-OP is the second largest ATM network in the US
ATMs Outside the CO-OP Network	4 FREE/month Then $2 each. Other ATM owner may charge fee.
Rewards Points on Debit Card Purchases	Earn 1 reward point for every $3 on purchases you sign for Redeem for cash, gift cards, travel, experiences and merchandise
Online Banking	FREE
Bill Payment	FREE
Mobile Banking	FREE
CardNav Security App and Apple Pay	FREE
eStatements	FREE
Overdraft Protection	YES View Overdraft Protection Options
Debit Card Overdraft Fee	-0- or Choose Courtesy Pay
Checks	Order Now
Interest	Yes - based on balance

Why choose this option?	Returns higher interest for higher balances with the largest transaction volume.
	Business High Balance Checking
Minimum Balance	$50,000
Monthly Fee	$30 if the monthly average of end-of-day balances is less than $50,000
Transactions	400 FREE/month then $0.20 per item thereafter
Cash Processing	$25,000 FREE/month then 0.10% thereafter
Unlimited FREE CO-OP Network ATMs	FREE CO-OP is the second largest ATM network in the US
ATMs Outside the CO-OP Network	4 FREE/month Then $2 each. Other ATM owner may charge fee.
Rewards Points on Debit Card Purchases	Earn 1 reward point for every $3 on purchases you sign for Redeem for cash, gift cards, travel, experiences and merchandise
Online Banking	FREE
Bill Payment	FREE
Mobile Banking	FREE
CardNav Security App and Apple Pay	FREE
eStatements	FREE
Overdraft Protection	YES View Overdraft Protection Options
Debit Card Overdraft Fee	-0- or Choose Courtesy Pay
Checks	Order Now
Interest	Yes - based on balance

Use this calculator to determine which checking account works best for your business!
To open your account, stop by any branch location or schedule an appointment.
View the Westerra Business Banking Fee Schedule.

Choose between two VISA® debit card designs--issued instantly at any branch!

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Business Checking Accounts with Rewards Local Banking for Local Business

Debit Cards With Rewards

Free ATMs

How to Determine Your Account Number

WITH CASH-BACK REWARDS!

Business Checking Accounts with Rewards

Local Banking for Local Business