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BusinessCredit cards

Business credit cards, meet credit union benefits

We think credit cards should do exactly what credit unions always do: work for their members. Both of our business credit cards come with ultra-easy online payments, as well as the CardNav app, designed to stop fraud in its tracks. Which sounds right for your business?

Black Visa card illustration with transparent background and red stripes
WESTERRA BUSINESS VISA® REWARDS CREDIT CARD

Unlock rewards while you go about your business

Earn unlimited points and great bonuses, all with low fees and competitive rates. That’s more benefits than you can shake a stick at. (And then, you’d probably earn points for shaking the stick.)

Blue Visa card illustration with transparent background and red stripes
WESTERRA BUSINESS VISA CREDIT CARD

Low rates. No fees. That’s nearly poetry

Sometimes, the lowest rate is its own reward. Get the lowest introductory fixed rate we offer, and after a year, enjoy the lowest variable rates Westerra has to offer for business credit cards.

See how they compare

See how they compare

Card features

Business Visa Credit Card

Business Visa Rewards Credit Card

Rewards points

None

Unlimited rewards points: Earn 2 points for every $1 you spend to redeem on cash back, gift cards, travel, experiences and merchandise

Bonus rewards points

None

One-time reward of 25,000 bonus points when you make purchases of $5,000 or more in the first 3 months

Introductory balance transfer rate

2.99% fixed APR for 12 months**, no balance transfer fee

4.99% fixed APR for 12 months**, no balance transfer fee

Variable rate on new purchases and other balance transfers

8.90% – 19.90% APR based on your business credit qualification+

10.90% – 21.00% APR based on your business credit qualification+

Annual fee and balance transfers fee

No fees

No fees

Minimum payment

Minimum payment 2% of balance or $25, whichever is greater

Minimum payment 2% of balance or $25, whichever is greater

Other perks

CardNav app for added security, easy online payments with Online Business banking

CardNav app for added security, easy online payments with Online Business banking

Credit lines available

From $500-$25,000

From $500-$25,000

Get in touch with a business banking specialist to apply. We'd love to help!

*APR=Annual Percentage Rate. Introductory balance transfer rate is valid for 12 billing cycles from account origination on balances transferred to a Business Visa Rewards or Business Visa card from other financial institutions.

+Your APR is the Prime Rate plus a margin of 5.65% - 16.65% for the Business Visa or 7.65% - 18.65% for the Business Visa Rewards based on your business credit qualification. APRs will vary with the market based on the Prime Rate. Published APR is effective as of 4/1/2020. Foreign Transaction Fees are 1.00% of the US dollar amount of the foreign transaction for foreign currency conversions, 0.80% of the US dollar amount of the foreign transaction for International Service Fee (ISA). Cash Advance Fee 2%. Please refer to your Guide to Benefits for further details.