Business
Credit cardsBusiness credit cards, meet credit union benefits
We think credit cards should do exactly what credit unions always do: work for their members. Both of our business credit cards come with ultra-easy online payments, as well as the CardNav app, designed to stop fraud in its tracks. Which sounds right for your business?
WESTERRA BUSINESS VISA® REWARDS CREDIT CARD
Unlock rewards while you go about your business
Earn unlimited points and great bonuses, all with low fees and competitive rates. That’s more benefits than you can shake a stick at. (And then, you’d probably earn points for shaking the stick.)
WESTERRA BUSINESS VISA CREDIT CARD
Low rates. No fees. That’s nearly poetry
Sometimes, the lowest rate is its own reward. Get the lowest introductory fixed rate we offer, and after a year, enjoy the lowest variable rates Westerra has to offer for business credit cards.
See how they compare
Card features | Business Visa Credit Card | Business Visa Rewards Credit Card |
|---|---|---|
Rewards points | None | Unlimited rewards points: Earn 2 points for every $1 you spend to redeem on cash back, gift cards, travel, experiences and merchandise |
Bonus rewards points | None | One-time reward of 25,000 bonus points when you make purchases of $5,000 or more in the first 3 months |
Introductory balance transfer rate | 2.99% fixed APR for 12 months**, no balance transfer fee | 4.99% fixed APR for 12 months**, no balance transfer fee |
Variable rate on new purchases and other balance transfers | 14.15% – 21.00% APR based on your business credit qualification+ | 16.15% – 21.00% APR based on your business credit qualification+ |
Annual fee and balance transfers fee | No fees | No fees |
Minimum payment | Minimum payment 2% of balance or $25, whichever is greater | Minimum payment 2% of balance or $25, whichever is greater |
Other perks | CardNav app for added security, easy online payments with Online Business banking | CardNav app for added security, easy online payments with Online Business banking |
Credit lines available | From $500-$25,000 | From $500-$25,000 |
Get in touch with a Business Banker to apply. We'd love to help!
*APR=Annual Percentage Rate. Introductory balance transfer rate is valid for 12 billing cycles from account origination on balances transferred to a Business Visa Rewards or Business Visa card from other financial institutions.
+Your APR is the Prime Rate plus a margin of 5.65% - 16.65% for the Business Visa or 7.65% - 18.65% for the Business Visa Rewards based on your business credit qualification. APRs will vary with the market based on the Prime Rate. Published APR is effective as of 4/1/2023. Foreign Transaction Fees are 1.00% of the US dollar amount of the foreign transaction for foreign currency conversions, 0.80% of the US dollar amount of the foreign transaction for International Service Fee (ISA). Cash Advance Fee 2%. Please refer to your Guide to Benefits for further details.
Visa and the Visa logo are registered trademarks of Visa International Services Association. Apple Pay and the Apple Pay logo are trademarks of Apple Inc. Google Pay and the Google Pay logo are a trademarks of Google Inc. Samsung Pay and the Samsung Pay logo are registered trademarks of Samsung Electronics Co., Ltd.
