Skip to Main Content

Learning Resources

Westerra Blog

Understanding PMI: Your Path to Financial Freedom

Whether you’re a first-time homebuyer or a seasoned homeowner, understanding Private Mortgage Insurance (PMI) is an essential step on your homeownership journey. At Westerra Credit Union, we’re here to support you every step of the way.

Mortgage Documentation Checklist

Before you apply for a mortgage or pre-approval, you’ll need to round up a few documents. We’ve compiled a documentation checklist to make it easy, so nothing gets forgotten.

Your Resources as a First-Time Homebuyer

Buying your first home is a big deal, but you’re not alone. We’ve assembled a few must-have resources here, so you can go from pre-approval to move-in day with total confidence.

Get down with the down payment

Most folks hear the words “down payment” and assume they need 20% cash to buy a home. While that comes in handy, you’ve got a lot of choices to make in your down payment.

1 / 1